POWER Lunch’s Kwena Moabelo speaks to Carl Liebetrau, Senior Associate Attorney at SBL Incorporated, about how when a homeowner falls into arrears on their bond repayments, a bank (or other mortgagee) may seek to repossess the property. If the debt remains unpaid, the bank can apply for a sale-in-execution — a court-authorised forced auction of the home to recover what is owed.