In this episode, we explore a breakthrough in agricultural innovation: a new e-payment and digital registration system revolutionising Malawi’s cotton sector. Mr. Humphrey Nxumalo, Head of Programmes at Solidaridad Southern Africa, joins Mmatsheko Mosito to discuss how over 20,000 farmers — many accessing formal financial services for the first time — are now included in a system that boosts transparency, reduces loan defaults, and empowers women and youth. From pilot to national scale-up, this is a story of digital transformation, collaboration, and economic inclusion with lessons for the wider region.