The financial lending game continues to change and has a major impact on our property markets and the ability for each of us to finance an investment property portfolio. 

In this two-part series, with Nick Aves from Purely Finance, we start by talking about how everyone may be affected by the recent changes in lending criteria, and which borrowers are going to be affected by it the most. 

We cover the best ways to get your financial house in order, so you can tick all the right boxes to be irresistible to the lending assessors. Also covering where we see interest rates going and what is most important when considering your lending options. Take down as many notes as you can ‘cause this is going to be an essential topic you need to understand.

Stay tuned for Part 2 as we cover how to play the finance game to your advantage. For now, let’s get started!

Resource Links:
Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join)
1 on 1 strategy session with Jarrad Mahon (https://www.investorsedge.com.au/strategy)
For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/)
For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/)
Get Jarrad’s strategic advice towards your property purchase and development plans (https://www.investorsedge.com.au/invest-in-perth-property/)

Episode Highlights:
Introduction [0:00]
Guest Introduction [1:50]
Nick shares about the recent transition the financial sector has had to undergo [3:08]
Discussion of the changes in legislation for lenders and banks [4:41]
Bank interest rates: the two kinds [5:36]
Challenges in investing: What are the relative effects of the recent changes? [6:19]
Debt levels and long term interest rates [9:23]
Nick compares the mortgages in Sydney & in Perth [10:40]
Why you should start being careful with your financial decisions [13:38]
What anyone applying for loans needs to do [16:16]
Loyal customers aren’t getting the best deals [17:51]
The financial reality that lenders are facing [20:14]

About Our Guest:

Nick Aves has been in the finance industry for over 30 years and has certainly proved to be a true leader in helping clients finance their investments to pay for their dreams. Currently the Director and Finance Broker of Purely Finance, his specialties include providing a simple approach to complex financial issues and providing financial advice. He is a consistent recipient of the PLAN Australia’s Sales Master Award. 

Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast.

Connect with Perth Property Insider:
Subscribe on YouTube: https://www.youtube.com/channel/UCgT9-gB6RS69xSgc8J9KrOw
Like us on Facebook: https://www.facebook.com/investorsedge

The financial lending game continues to change and has a major impact on our property markets and the ability for each of us to finance an investment property portfolio.&nbsp;
In this two-part series, with Nick Aves from Purely Finance, we start by talking about how everyone may be affected by the recent changes in lending criteria, and which borrowers are going to be affected by it the most.&nbsp;
We cover the best ways to get your financial house in order, so you can tick all the right boxes to be irresistible to the lending assessors. Also covering where we see interest rates going and what is most important when considering your lending options. Take down as many notes as you can &lsquo;cause this is going to be an essential topic you need to understand.
Stay tuned for Part 2 as we cover how to play the finance game to your advantage. For now, let&rsquo;s get started!
Resource Links:
<ul>
<li aria-level="1">Join Jarrad Mahon&rsquo;s Property Investor Update (<a href="https://www.investorsedge.com.au/join">https://www.investorsedge.com.au/join</a>)</li>
<li aria-level="1">1 on 1 strategy session with Jarrad Mahon (<a href="http://www.investorsedge.com.au/strategy">https://www.investorsedge.com.au/strategy</a>)</li>
<li aria-level="1">For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (<a href="https://www.investorsedge.com.au/perth-property-management-specialists/">https://www.investorsedge.com.au/perth-property-management-specialists/</a>)</li>
<li aria-level="1">For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (<a href="https://www.investorsedge.com.au/selling-your-perth-property/">https://www.investorsedge.com.au/selling-your-perth-property/</a>)</li>
<li aria-level="1">Get Jarrad&rsquo;s strategic advice towards your property purchase and development plans&nbsp;(<a href="https://www.investorsedge.com.au/invest-in-perth-property/">https://www.investorsedge.com.au/invest-in-perth-property/</a>)</li>
</ul>
Episode Highlights:
<ol>
<li aria-level="1">Introduction [0:00]</li>
<li aria-level="1">Guest Introduction [1:50]</li>
<li aria-level="1">Nick shares about the recent transition the financial sector has had to undergo [3:08]</li>
<li aria-level="1">Discussion of the changes in legislation for lenders and banks [4:41]</li>
<li aria-level="1">Bank interest rates: the two kinds [5:36]</li>
<li aria-level="1">Challenges in investing: What are the relative effects of the recent changes? [6:19]</li>
<li aria-level="1">Debt levels and long term interest rates [9:23]</li>
<li aria-level="1">Nick compares the mortgages in Sydney &amp; in Perth [10:40]</li>
<li aria-level="1">Why you should start being careful with your financial decisions [13:38]</li>
<li aria-level="1">What anyone applying for loans needs to do [16:16]</li>
<li aria-level="1">Loyal customers aren&rsquo;t getting the best deals [17:51]</li>
<li aria-level="1">The financial reality that lenders are facing [20:14]</li>
</ol>
About Our Guest:
Nick Aves has been in the finance industry for over 30 years and has certainly proved to be a true leader in helping clients finance their investments to pay for their dreams. Currently the Director and Finance Broker of Purely Finance, his specialties include providing a simple approach to complex financial issues and providing financial advice. He is a consistent recipient of the PLAN Australia&rsquo;s Sales Master Award.&nbsp;
Thank you for tuning in! If you liked this episode, please don&rsquo;t forget to subscribe, tune in, and share this podcast.
Connect with Perth Property Insider:
<ul>
<li aria-level="1">Subscribe on YouTube: <a href="https://www.youtube.com/channel/UCgT9-gB6RS69xSgc8J9KrOw">https://www.youtube.com/channel/UCgT9-gB6RS69xSgc8J9KrOw</a></li>
<li aria-level="1">Like us on Facebook: <a href="https://www.facebook.com/investorsedge">https://www.facebook.com/investorsedge</a></li>
</ul>

Jarrad Mahon is the go-to guy in property management and investment in Perth, giving you his insider view on the Perth market and the strategies needed for you to grow your wealth and improve your life. All you need to do is to stay tuned!

Jarrad Mahon is the go-to guy in property management and investment in Perth, giving you his insider view on the Perth market and the&nbsp;strategies needed for you to grow your wealth and improve your life. All you need to do is to stay tuned!

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