Want to know what is ahead for finance and borrowing in 2026, and how to win the game of money?

Today, I’m joined by Nick Aves from Purely Finance to break down the current property market and offer finance strategies for navigating the challenges buyers and investors face with rising prices and limited supply. 

It’s crucial to manage borrowing capacity and make informed decisions in this tough lending environment.

With interest rates stabilising but lending policies remaining tight, Nick reveals the key shifts in trust lending and cross-collateralisation, plus actionable tips for restructuring your loans to maximise borrowing power.

Dive into the finance strategies you need to stay ahead in Perth’s competitive property market.

Let’s go inside.

Resource Links:

• Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property  (https://www.investorsedge.com.au/invest-in-perth-property/)
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• Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors)
• Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join)
• For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/)
• For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/)

Episode Highlights:

1. Intro [00:00]
2. Market Conditions and Buyer Challenges [02:01]
3. Lender Policies and Trust Lending [03:55]
4. First-Time Buyers and Parental Assistance [11:21]
5. Investment Strategies and Market Outlook [24:44]
6. Tips for Buyers and Investors [27:17]

Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast.

About the Guest:

Nick Aves is the Director and a seasoned Finance Broker at Purely Finance, bringing over 30 years of experience in the finance industry. He began his career as a trainee and quickly advanced to managing complex business lending portfolios exceeding $65 million. In 1998, Nick applied his business acumen by purchasing and successfully operating the award-winning Dear Friends Restaurant in Swan Valley before returning to finance as a broker. Known for his dedication and expertise, he has consistently earned PLAN Australia’s Sales Master Award since 2005 and was recognized among the MPA top 100 brokers in Australia in 2007. With a Diploma in Financial Services and extensive knowledge in banking, business finance, and development, Nick provides tailored advice on investments, loans, and insurance to help clients achieve financial success. Outside of work, he enjoys sailing on the Indian Ocean.

Connect with Nick:

• LinkedIn: https://www.linkedin.com/in/nickaves/
• Website: https://www.purelyfinance.com.au/team/nick-aves/

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