Today I'm going through Rent-vesting versus Home Ownership. I cover off all the different factors, pros, and cons, and how to make both work for you.
I only wish someone had laid this all out for me when I was making the choice whether to buy a home to live in or rent somewhere and buy investment properties… Hopefully this episode can help you or someone you know to weigh up this decision.
It's going to be a great episode.
So let's go inside.
Resource Links:
Get Jarrad’s strategic advice towards your property purchase and development plans (https://www.investorsedge.com.au/invest-in-perth-property/)
Episode Highlights:
- Intro [00:00]
- What Impacts Your Borrowing Capacity and How to Increase It [01:26]
- Make Use of Partnership as an Advantage to Increase Your Borrowing Capacity [2:37]
- Investment Budget Maximizes Investment Property Growth [4:36]
- Maximizing the Use of Real Estate Cash Flow to Pay Your Property [6:42]
- Getting a Lower Interest Rate by Lowering Your Loan-to-value Ratio [07:22]
- Benefits of Being a First-time Property Investor [8:53]
- When to Refinance and Lower Your Interest Rate Loan [11:40]
- Mixing Up Home Ownership and Rent-vesting: How It Works? [12:55]
- Your Changing Needs as You Age is a Big Part of Where Your Next Property Investment Should Be [14:45]
- Why Renting is Not a Good Idea When You're Thinking of Having a Family [18:25]
- Why Buying Near Good Schools is a Safe Investment [19:44]
- Selling Your Home Has No Capital Gains Tax Compared to Rent-vesting [20:31]
- Start Building Up Equity to Decrease Debt to Your Family Home [21:46]
- Outro [24:40]
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