Host Teri Barr talks with Andy Rosen, an investing and taxes spokesperson with NerdWallet, to learn about the new projections for 2023 taxes based on inflation. If your income isn't keeping up, we'll tell you why some tax adjustments, credits and savings contributions could change your bill, and why it may be for the better. Read more here: Higher Inflation Could Mean Smaller Tax Bills More from Andy on NerdWallet: Proof of Work vs. Proof of Stake in Cryptocurrency Friendly Reminder: Celebrity Crypto Endorsements Don’t Mean Much What Are Smart Contracts in Cryptocurrency?

A new survey shows one in five Americans have decided to put off any debt payment planning. PennyWise Podcast host Teri Barr is talking with Melissa Lambarena, a credit card expert with NerdWallet, to learn why so many people are deciding not to deal with their debt right now. Melissa tells us more about the survey, than walks us through the simple but solid steps to start tackling your debt. More from Melissa on NerdWallet: AmEx's Member Week Brings Cardholders Exclusive Discounts 5 Things to Know About the Dick's Sporting Goods Credit Card 5 Things to Know About the JCPenney Credit Card

What do you know about your credit score? PennyWise Podcast host Teri Barr is talking with Kimberly Palmer, a personal finance expert with NerdWallet, to learn why it's important to understand some of the "myths" surrounding your credit score. Kimberly takes us through a new survey showing most of us admit to not knowing enough, including confusion about the top three credit score myths. We talk about those and get you the right answers, too. Past Pennywise episodes with Kimberly as the guest: 6 tips to help you save on back-to-school shopping this year! 6 steps you can take to control your food budget More from Kimberly on NerdWallet: How to Handle Your Medical Bills How to Find a Happy Balance Among Competing Savings Goals 5 Ways to Feel Richer (Even If You’re Not)

Have you ever thought about who your bank does business with using your money in checking or savings as loans to those businesses? PennyWise Podcast host Teri Barr is talking with Chanelle Bessette, a banking expert with NerdWallet, to learn why more Americans want to deal with banks considered socially conscious. Bessette explains what it means, and how you can find out if your bank is using your money to make loans to businesses that matter to you. She'll also share details to find a socially conscious bank that matches what you care about as a customer and community member. Learn more about what to ask if you want a socially conscious bank at the brand new hub from NerdWallet here: https://www.nerdwallet.com/l/ethical-finance More from Chanelle Bessette on PennyWise: 4 things to consider before changing banks 4 rules for starting your own savings circle Four of five Americans are choosing to reallocate their savings The latest from Chanelle Bessette at NerdWallet: Andrews Federal Credit Union Review: Checking, Savings and CDs Overdraft Protection: What It Is and Different Types Ask a Nerd: Will Interest Rates Continue to Rise?

Do you have an extra $12,000? It's how much more experts say you are spending, on average this year, compared to two years ago. PennyWise host Teri Barr is talking with Elizabeth Renter, a Personal Finance Data Analyst with NerdWallet, to learn more about the specific categories where you've had to spend a lot more money in 2022. Elizabeth also shares what this means related to a recession, and what you can do about it. More from Elizabeth on NerdWallet: First-Time Home Buyer Metro Affordability Report – Q2 2022 Got an Extra $11,500? You’ll Need It to Keep Up With 2022 Prices U.S. Drivers’ Gas Spending Soars Toward $562 Billion in 2022

Are you happy with your current bank? Our host Teri Barr is talking with Chanelle Bessette, a banking expert with NerdWallet, to learn why right now may be the perfect time to make a change! Bessette also shares the four important things to consider if you are ready to open a new account or go to a different bank, altogether. Past Pennywise episodes with Chanelle Bessette as the guest: Four of five Americans are choosing to reallocate their savings Looking for a different way to save money? 4 rules for starting your own savings circle More from Chanelle on NerdWallet: Overdraft Protection: What It Is and Different Types Ask a Nerd: Will Interest Rates Continue to Rise? 4 Bank App Features You Might Be Missing Out On

Many people are remaining in their homes right now and hoping to increase the value with a remodel of their bath, kitchen or basement. Our host Teri Barr talks with Kate Wood, a home and mortgage writer for NerdWallet, to learn what areas of a house are currently bringing the best bang for your buck. Wood also explains why it's so important to budget for your project and shares some options to help you pay for it. Past Pennywise episodes with Kate Wood as a guest: Will interest rates go up again? What to do if you are a homebuyer More from Kate at NerdWallet: Fed Raises Target Rate Again, but Mortgage Rates Are Unfazed Mortgage Rates Head Higher as Federal Reserve Raises Key Interest Rate What Are Real Estate Agent Networks?

Host Teri Barr talks with Sara Rathner, a personal finance expert with NerdWallet, about the increase in additional costs to own and operate a new car. A new survey from AAA shows those expenses are up 11% in the last year: Buying a New Car? Prepare for Over $10K in Yearly Ownership Costs Thankfully, Sara shares 8 factors to consider and be prepared for, and how knowing these can help you save money. Past Pennywise episodes with Sara: 3 ways debt can be a helpful tool 5 tips to help avoid credit card debt 5 tips to help tackle higher credit card interest rates More from Sar at NerdWallet: Best USAA Credit Cards - NerdWallet A Scarcity Mindset Can Cost You Mentally and Financially How the Wells Fargo Autograph Stacks Up Against Competitors 

The cost to travel remains expensive — and airfare, which is still up by 30% compared to a year ago — isn't going down in price anytime soon. PennyWise Podcast host Teri Barr is talking with Sam Kemmis, a travel rewards expert with NerdWallet, to learn if there are ways to find any deals on your next flight. Kemmis has four great tips to help you find affordable airfare, but you'll also need to be flexible. Past PennyWise episodes with Sam as a guest: 3 of the worst hidden travel fees and how to avoid them More from Sam Kemmis for NerdWallet: Airbnb Prices: Here’s What They Actually Are What You Should Bring to Your Next Airbnb to Make It Livable Are People Getting COVID on Planes? Is it Better to Book Airbnbs in Advance or Last Minute? Has Remote Work Changed the Travel Landscape? Airbnb Cleaning Fees Can Be Brutal — How to Cope

PennyWise Podcast host Teri Barr talks with Sally French, a travel expert with NerdWallet, about the high cost to rent a car these days. French reveals what she found during a recent analysis comparing brands, prices and where you rent your car. She also shares her tried and true tips to help you save money the next time you need to book a car rental. Past PennyWise episodes with Sally French as a guest: Is room service dead? Why you're seeing other, cheaper options taking over How to Be a 5-Star Traveler This Holiday Season Planning a trip to Vegas? Here's what you need to know! More from Sally for NerdWallet: This Major Travel Cost Is Up 50% Since Before the Pandemic Is It Worth Booking Airbnbs for 1 Week? Airbnb Cleaning Fees Can Be Brutal — How to Cope Travel Problems? 12 Ways to Make It Less Bad Are Airbnbs Really Cheaper for Large Groups? Avoid Airline Cancellations: How to Book Better

PennyWise Podcast host Teri Barr is talking with Sara Rathner, a Personal Finance Expert with NerdWallet, to learn how you can use debt as a financial tool. Sara shares the differences between bad and "good" debt, and explains the three ways to use it to your advantage, especially right now. More Pennywise episodes with Sara: How to protect yourself from debt collectors using this new tactic High gas prices have you down? Try these 4 simple tips to save at the pump! How to manage credit card debt with inflation and rising interest rates 5 tips to help tackle higher credit card interest rates More from Sara at NerdWallet: Sometimes, Debt Can Be a Helpful Tool 5 Things to Know About the Upgrade OneCard How the Wells Fargo Autograph Stacks Up Against Competitors

Teri is off this week, so Chris Lay is filling in as the host and introducing this little dip into the archives from August, 2021: Host Teri Barr is talking with Jason Metz, Insurance Analyst from Forbes Advisor, to learn why insurance often isn't on the back to school list for college students. Jason has important details about insurance in case of an accident, theft or poor decision making while your student is away from home. He also shares a checklist to help you consider if you do -- or don't -- need to add any levels of protection; plus, explains a few types of insurance you may not have heard about until now.  Read more here: Insurance Checklist For College Students And Their Parents

A new survey shows credit card use has quickly grown in the last few months and many people say they are also racking up debt due to the increased use of their cards. PennyWise Podcast host Teri Barr is talking with Sara Rathner, a Personal Finance Expert with NerdWallet, to learn why so many people are turning to their credit cards right now. Sara also shares five important tips to help you avoid going into debt due to your credit card use. More Pennywise episodes with Sara: How to protect yourself from debt collectors using this new tactic High gas prices have you down? Try these 4 simple tips to save at the pump! How to manage credit card debt with inflation and rising interest rates 5 tips to help tackle higher credit card interest rates More from Sara at NerdWallet: Getting Therapy When Cost and Access Are a Barrier 5 Things to Know About the Walgreens Credit Card AmEx Blue Cash Everyday Gets More Rewarding Sometimes, Debt Can Be a Helpful Tool 5 Things to Know About the Upgrade OneCard

A new survey revealed that 90% of shoppers say the current economic conditions will impact their back-to-school budget this year. Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn how higher prices and lower supplies are impacting back-to-school shoppers. Kimberly also shares six creative tips to help you save on your school shopping budget. More Pennywise episodes with Kimberly: 6 steps you can take to control your food budget Worried about interest rate increases? Try these quick money-saving tips! Going to any weddings? Here are tips to keep your costs down! 5 easy steps to strengthen your finances for Financial Literacy Month! Four great tips for buying used cars online More from Kimberly at NerdWallet: Spring-Clean Your Finances With Some Automation To Fight Inflation, Take Down Food Expenses How to Offset Rising Prices and Interest Rates Why Managing Your Money Starts With Your Emotions How to Plan Your Big Expenditures for the Year

A new survey shows many of us are paying more to travel due to hidden travel fees. PennyWise Podcast host Teri Barr is talking with Sam Kemmis, travel expert with NerdWallet, to learn what to look to uncover these fees. Sam also shares some unique tips and tricks to help you avoid these extra costs to save money. More from Sam at NerdWallet: Family Travel Insurance Might Save Your 2022 Trip Budget Remember: Travel Prices Usually Fall in September What the Strong Dollar Means for Summer Travel The Worst Hidden Travel Fees: How to Avoid Them Travel Price Tracker: July 2022 Europe in 2022: A Budget Destination?

If you are trying to find different or extra ways to save money, there's an old option that's making a comeback right now. PennyWise host Teri Barr is talking with Chanelle Bessette, a Personal Finance Expert with NerdWallet, to learn how a savings circle or money pool may work for you. They also share the top four rules to follow to get this idea underway. Previous Pennywise episodes featuring Chanelle: What the Increase in the Federal Interest Rate Means for You and Your Money Four of five Americans are choosing to reallocate their savings More from Chanelle at NerdWallet: 8 Best Banks for Overdrafts What Is Regulation E and How Does It Impact Your Bank Account? How to Save More When Inflation Makes Your Money Count Less Varo vs. Chime: Which Is Better for You?

Have you checked your credit card interest rate lately? Since credit cards are a type of variable-rate financing, and interest rates are on the rise, your credit card debt is getting a lot more expensive this year! Host Teri Barr is talking with Sara Rathner, a Credit Card Expert with NerdWallet, to learn more about the direct impact interest rate increases have on  credit cards. They also discuss five steps you can take to pay off your credit card. Previous Pennywise episodes featuring Sara: How to manage credit card debt with inflation and rising interest rates How to save at the pump with these 4 simple tips! How to protect yourself from debt collectors using this new tactic More from Sara at NerdWallet: Getting Therapy When Cost and Access Are a Barrier Using Credit Card Points at Checkout Has Become Too Easy

It's time for some summer fun. But if you are thinking about adding big fun in the form of a recreational vehicle or boat, there are three big financial considerations: the price of oil and gas are up, interest rates on your loan are up, and those added costs like storage, insurance and maintenance. Host Teri Barr is talking with Annie Millerbernd, a Personal Loans Expert with NerdWallet, to learn about the different options to pay for your new Summer toy. They also discuss the "extras," things like storage and insurance, and why you need to add these items to your considerations list.  Previous Pennywise episodes featuring Annie: Pay Later Services? Myths and truths explained! More from Annie at NerdWallet: How to Finance Solar Panels New Laws, Lenders Boost Access to Affordable Small Loans How to Finance a Swimming Pool

If you are still in the market to buy a house, you probably know interest rates are increasing sharply. Host Teri Barr is talking with Kate Wood, a Mortgage Expert with NerdWallet, to learn how we got here and why it's important. Kate also discusses what could happen next, and if you still want to buy a home, she has a few ideas to consider when you lock in your rate Previous Pennywise episodes featuring Kate: Proposed Changes to Medicare and How They Could Impact You More from Kate at NerdWallet: Fed Hoists Key Interest Rate as Mortgage Rates Reach New Heights What Are Real Estate Agent Networks? What Does a Real Estate Agent Do?

Are high prices and inflation taking a big bite out of your budget? Why not make some extra cash (or go hunt for bargains) at a summer yard sale! Host Teri Barr is talking with Certified Financial Planner Liz Weston from NerdWallet to learn why it can be worth your time to hold a yard sale. She also shares how these types of sales have changed, along with the three biggest tips to be sure your sale will be a success. Previous Pennywise episodes featuring Liz: How to Prioritize Your Debt Payments... Now! More from Liz at NerdWallet: How to Make More Green at Your Next Yard Sale How to Understand and Reduce Taxes When Selling Your Home Dealing With Death? There’s an App for That You Can Tweak Your Tech Settings to Protect Your Privacy

Is your savings account adding up in the way you'd like right now? A new banking study shows four of five Americans are choosing to reallocate their savings. Host Teri Barr is talking with Chanelle Bessette, a Banking Expert with NerdWallet, to learn more about the study, the trends it reveals, and a few signs to keep an eye on if you are considering other savings options. Previous Pennywise episodes featuring Chanelle: What the Increase in the Federal Interest Rate Means for You and Your Money The latest from Chanelle Hope Credit Union Review: Savings, Checking and CDs How to Save More When Inflation Makes Your Money Count Less Varo vs. Chime: Which Is Better for You?

Grocery costs are up by 10% in the last year and there's no sign prices will go down anytime soon. Host Teri Barr is talking with Kimberly Palmer, a personal finance expert with NerdWallet, to get some ideas you can try right now to help you save on your food budget. Previous Pennywise episodes featuring Kimberly: Worried about interest rate increases? Try these quick money-saving tips! Going to any weddings? Here are tips to keep your costs down! 5 easy steps to strengthen your finances for Financial Literacy Month! Four great tips for buying used cars online. Environmentally conscious updates and your tax credits! The latest from Kimberly How to Deal With Rising Prices and Interest Rates To Fight Inflation, Take Down Food Expenses Spring-Clean Your Finances With Some Automation How to Put Your Tax Refund to Work for You

A show about money, finances, and investing. Join Teri Barr every Thursday as she's joined by specialists from Forbes Advisor and NerdWallet to talk about the topics that affect your bottom line.