Are you feeling some pressure when it comes to your holiday shopping this year? If you plan to use or open a store credit card account, there are some good and bad cards — and things to know — before you decide to swipe it as your payment.

Host Teri Barr is talking with Melissa Lambarena, a credit card expert with NerdWallet, to learn why it's important to slow down and think about financing your purchases with a store credit card. Lambarena also breaks down the pros and cons about using these types of cards during the Holidays, or anytime.

Past episodes of Pennywise with Melissa Lambarena:
Don't wait! 3 steps to help you start tackling debt right now

More from Melissa Lambarena on NerdWallet:
What Fed Interest Rate Hikes Mean for Your Credit Cards
7 Lesser-Known Credit Card Moves to Stretch Your Budget
AmEx's Member Week Brings Cardholders Exclusive Discounts

Are you feeling some pressure when it comes to your holiday shopping this year? If you plan to use or open a store credit card account, there are some good and bad cards — and things to know — before you decide to swipe it as your payment.
Host <a href="https://twitter.com/teribarrmedia">Teri Barr</a> is talking with <a href="https://www.nerdwallet.com/author/melissa-lambarena">Melissa Lambarena</a>, a credit card expert with NerdWallet, to learn why it's important to slow down and think about financing your purchases with a store credit card. Lambarena also breaks down the pros and cons about using these types of cards during the Holidays, or anytime.
Past episodes of Pennywise with Melissa Lambarena:
<ul>
<li><a href="https://omny.fm/shows/pennywise/dont-wait-3-steps-to-help-you-start-tackling-debt">Don't wait! 3 steps to help you start tackling debt right now</a></li>
</ul>
More from Melissa Lambarena on NerdWallet:
<ul>
<li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/what-fed-rate-interest-hikes-mean-for-your-credit-cards">What Fed Interest Rate Hikes Mean for Your Credit Cards</a></li>
<li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/lesser-known-credit-card-moves-to-stretch-your-budget">7 Lesser-Known Credit Card Moves to Stretch Your Budget</a></li>
<li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/amex-member-week-cardholder-discounts">AmEx's Member Week Brings Cardholders Exclusive Discounts</a></li>
</ul>

A show about money, finances, and investing. Join Teri Barr every Thursday as she's joined by specialists from Forbes Advisor and NerdWallet to talk about the topics that affect your bottom line.

A show about money, finances, and investing. Join Teri Barr every Thursday as she's joined by specialists from Forbes Advisor and NerdWallet to talk about the topics that affect your bottom line.

PennyWise

Pros and cons of holiday shopping with store credit cards

Travel is the fastest growing segment of the "buy now, pay later" purchasing trend. It may work for some, but there are some big pitfalls, too.

Helping us navigate the scenarios with host Teri Barr is Sally French, a travel expert with NerdWallet, to help explain the pros and cons.

Travel is the fastest growing segment of the "buy now, pay later" purchasing trend. It may work for some, but there are some big pitfalls, too.
Helping us navigate the scenarios with host <a href="https://twitter.com/TeriBarrMedia">Teri Barr</a> is <a href="https://www.nerdwallet.com/blog/author/sfrench/">Sally French</a>, a travel expert with NerdWallet, to help explain the pros and cons.

3 tips before you use buy now, pay later to fund travel costs

Is there any new information about the student loan debt cancellation plan from the President?

Host Teri Barr is finding out by talking with Cecilia Clark, a student loan specialist with NerdWallet.

Clark also answers the five biggest and most confusing questions about student debt cancellation, including if the lawsuits filed against the President's plan are going to the Supreme Court anytime soon, plus two new parts of the plan to consider if you are already thinking about bankruptcy.

Also, the income-driven repayment plan hasn't received a whole lot of attention, but could be important for many borrowers:
How the New Income-Driven Repayment Plan Works

More from Cecilia at NerdWallet:
Is $20K Student Debt Forgiveness Still Going to Happen?
What to Do With Your Remaining Student Loan Debt
Unlock the College Financial Aid You Need Starting Oct. 1

Is there any new information about the student loan debt cancellation plan from the President?
Host <a href="https://twitter.com/teribarrmedia">Teri Barr</a> is finding out by talking with <a href="https://www.nerdwallet.com/author/cecilia-clark">Cecilia Clark</a>, a student loan specialist with NerdWallet.
Clark also answers the five biggest and most confusing questions about student debt cancellation, including if the lawsuits filed against the President's plan are going to the Supreme Court anytime soon, plus two new parts of the plan to consider if you are already thinking about bankruptcy.
Also, the income-driven repayment plan hasn't received a whole lot of attention, but could be important for many borrowers:
<ul>
<li><a href="https://www.nerdwallet.com/article/loans/student-loans/the-new-idr-plan">How the New Income-Driven Repayment Plan Works</a></li>
</ul>
More from Cecilia at NerdWallet:
<ul>
<li><a href="https://www.nerdwallet.com/article/loans/student-loans/debt-relief-lawsuits-qa">Is $20K Student Debt Forgiveness Still Going to Happen?</a></li>
<li><a href="https://www.nerdwallet.com/article/loans/student-loans/what-to-do-with-your-remaining-student-loan-debt">What to Do With Your Remaining Student Loan Debt</a></li>
<li><a href="https://www.nerdwallet.com/article/loans/student-loans/2023-24-fafsa-opens">Unlock the College Financial Aid You Need Starting Oct. 1</a></li>
</ul>

Answers to 5 confusing student loan debt cancellation questions

If you have one checking and one savings account, you have what's considered, the typical accounts. But could you — and your money — be doing better?

PennyWise host Teri Barr is talking with Chanelle Bessette, a personal finance expert with NerdWallet, to learn why it pays to do an annual review of your bank accounts.

Chanelle also shares the five questions to ask yourself to understand if your current set up is working best for you or if it's time to consider some other options.

Past Pennywise episodes with Chanelle Bessette as the guest:
4 things to consider before changing banks
Four of five Americans are choosing to reallocate their savings
Looking for a different way to save money? 4 rules for starting your own savings circle

More from Chanelle on NerdWallet:
Carver Federal Savings Bank Review: Checking, Savings and CDs
Overdraft Protection: What It Is and Different Types
Ask a Nerd: Will Interest Rates Continue to Rise?
4 Bank App Features You Might Be Missing Out On

If you have one checking and one savings account, you have what's considered, the typical accounts. But could you — and your money — be doing better?
PennyWise host <a href="https://twitter.com/teribarrmedia">Teri Barr</a> is talking with <a href="https://www.nerdwallet.com/author/chanelle-bessette">Chanelle Bessette</a>, a personal finance expert with NerdWallet, to learn why it pays to do an annual review of your bank accounts.
Chanelle also shares the five questions to ask yourself to understand if your current set up is working best for you or if it's time to consider some other options.
Past Pennywise episodes with Chanelle Bessette as the guest:
<ul>
<li><a href="https://omny.fm/shows/pennywise/4-things-to-consider-before-changing-banks">4 things to consider before changing banks</a></li>
<li><a href="https://omny.fm/shows/pennywise/four-of-five-americans-are-choosing-to-reallocate">Four of five Americans are choosing to reallocate their savings</a></li>
<li><a href="https://omny.fm/shows/pennywise/looking-for-a-different-way-to-save-money-4-rules">Looking for a different way to save money? 4 rules for starting your own savings circle</a></li>
</ul>
More from Chanelle on NerdWallet:
<ul>
<li><a href="https://www.nerdwallet.com/reviews/banking/carver-bank?trk_channel=web&amp;trk_copy=Carver%20Federal%20Savings%20Bank%20Review%3A%20Checking%2C%20Savings%20and%20CDs&amp;trk_element=hyperlink&amp;trk_elementPosition=0&amp;trk_location=PostList&amp;trk_subLocation=tiles">Carver Federal Savings Bank Review: Checking, Savings and CDs</a></li>
<li><a href="https://www.nerdwallet.com/article/banking/overdraft-protection-what-it-is-and-different-types">Overdraft Protection: What It Is and Different Types</a></li>
<li><a href="https://www.nerdwallet.com/article/banking/ask-a-nerd-will-interest-rates-continue-to-rise">Ask a Nerd: Will Interest Rates Continue to Rise?</a></li>
<li><a href="https://www.nerdwallet.com/article/banking/4-bank-app-features-you-might-be-missing-out-on">4 Bank App Features You Might Be Missing Out On</a></li>
</ul>

Pros and cons of holiday shopping with store credit cards

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