In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder & MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky. 

Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What’s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India—this one's for you.

🔹 Topics Covered:
✅Disbursing Without Credit Scores
✅Why Lending Startups Fail (and Some Don’t) 
✅Tech Behind MSME Lending

Get in touch with our host Anupam Gupta on social media: 
Twitter: ( https://twitter.com/b50 ) 
Instagram: ( https://www.instagram.com/b_50/ ) 
LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ )                        

You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/

You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. 

Do follow IVM Podcasts on social media. 
We are @ivmpodcasts on Facebook, Twitter, & Instagram

In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder &amp; MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky. Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What&rsquo;s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India&mdash;this one's for you. 🔹 Topics Covered: ✅Disbursing Without Credit Scores ✅Why Lending Startups Fail (and Some Don&rsquo;t) ✅Tech Behind MSME Lending Get in touch with our host Anupam Gupta on social media: Twitter: ( <a href="https://twitter.com/b50" data-inline-card="" data-card-data="" data-prosemirror-content-type="node" data-prosemirror-node-name="inlineCard" data-prosemirror-node-inline="true">https://twitter.com/b50</a> &nbsp;) Instagram: ( <a href="https://www.instagram.com/b_50/" data-inline-card="" data-card-data="" data-prosemirror-content-type="node" data-prosemirror-node-name="inlineCard" data-prosemirror-node-inline="true">https://www.instagram.com/b_50/</a> ) LinkedIn: (<a href="https://www.linkedin.com/in/anupam9gupta/" data-prosemirror-content-type="mark" data-prosemirror-mark-name="link">https://www.linkedin.com/in/anupam9gupta/</a> )&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;
You can listen to this show and other awesome shows on the IVM Podcasts website at <a href="https://www.ivmpodcasts.com/" data-inline-card="" data-card-data="" data-prosemirror-content-type="node" data-prosemirror-node-name="inlineCard" data-prosemirror-node-inline="true">https://www.ivmpodcasts.com/</a> 
You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. 
Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, &amp; Instagram

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.

You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

The Paisa Vaisa podcast helps you understand all things money so that you can make well-informed financial decisions. Understand the basics every week as host, Anupam Gupta, talks with experts across a wide spectrum of the banking and financial services

Paisa Vaisa with Anupam Gupta

In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder & MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky.  Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What’s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India—this one's for you.  🔹 Topics Covered: ✅Disbursing Without Credit Scores ✅Why Lending Startups Fail (and Some Don’t) ✅Tech Behind MSME Lending

Advertisement