This week, host Anupam Gupta is joined by Nikhil Mantha, Co-founder & COO, Piggy. Nikhil talks about how mobile finance technology is changing investment decisions and how it has reduced paperwork. They also discuss the future of fintech companies.

This episode is brought to you by PayTM Money.

Talk to host Anupam Gupta on Twitter @b50

You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios

You can check out our website at http://www.ivmpodcasts.com/

This week, host Anupam Gupta is joined by Nikhil Mantha, Co-founder & COO, Piggy. Nikhil talks about how mobile finance technology is changing investment decisions and how it has reduced paperwork. They also discuss the future of fintech companies. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: <a href="https://ivm.today/android" target="_blank" rel="nofollow noopener noreferrer">https://ivm.today/android</a> or iOS: <a href="https://ivm.today/ios" target="_blank" rel="nofollow noopener noreferrer">https://ivm.today/ios</a> You can check out our website at <a href="http://www.ivmpodcasts.com/" target="_blank" rel="nofollow noopener noreferrer">http://www.ivmpodcasts.com/</a>

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.

You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

The Paisa Vaisa podcast helps you understand all things money so that you can make well-informed financial decisions. Understand the basics every week as host, Anupam Gupta, talks with experts across a wide spectrum of the banking and financial services

Paisa Vaisa with Anupam Gupta

This week, host Anupam Gupta is joined by Nikhil Mantha, Co-founder & COO, Piggy. Nikhil talks about how mobile finance technology is changing investment decisions and how it has reduced paperwork. They also discuss the future of fintech...

Ep. 186: Technology and Personal Finance

Why has India struggled to fully realise its economic potential? How will AI impact emerging economies like India? And where do investors actually find long-term alpha today?

This episode explores India’s economic journey, the global AI shift, investing frameworks, market behaviour, and the evolution of Indian capital markets. From small-cap investing and economic profit to deeper reflections on capitalism and spirituality, this is a wide-ranging conversation on markets, growth, and the future.

A thoughtful listen for investors, founders, operators, and anyone interested in business, economics, and India’s next decade.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

Why has India struggled to fully realise its economic potential? How will AI impact emerging economies like India? And where do investors actually find long-term alpha today?
This episode explores India&rsquo;s economic journey, the global AI shift, investing frameworks, market behaviour, and the evolution of Indian capital markets. From small-cap investing and economic profit to deeper reflections on capitalism and spirituality, this is a wide-ranging conversation on markets, growth, and the future.
A thoughtful listen for investors, founders, operators, and anyone interested in business, economics, and India&rsquo;s next decade. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

What India Needs to Fix for the Next Decade 

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending.

They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.

The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship.
In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India&rsquo;s evolving credit culture, and the future of consumer lending.
They discuss the rise of checkout financing, Amazon&rsquo;s acquisition of Axio, why startups are a &ldquo;test match&rdquo; and not a &ldquo;T20,&rdquo; the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products.
The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

How axio Grew During India’s Fintech Boom ft. Sashank Rishyasringa

In this episode of Paisa Vaisa, Anupam Gupta speaks with Saurabh Mukherjea, Founder, Marcellus Investment Managers, and Nandita Rajhansa, Economist, Marcellus Investment Managers, about their latest book Breakpoint.

The conversation explores the growing pressure on India’s middle class from falling real wages and rising personal debt to a changing job market shaped by automation and AI.

They discuss why traditional white-collar jobs are becoming less reliable, how the supply of graduates is outpacing demand, and why India may have “work” but not enough stable “jobs.”

The episode also looks at behavioral shifts, including consumption-driven debt and stock market participation, and the risks they pose.

Despite the challenges, the guests highlight emerging opportunities in entrepreneurship, gig work, and new business models.

A must-listen for anyone navigating careers, money, and the future of work in India.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more 
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta: 
Twitter: @b50
Instagram: @b_50 
LinkedIn: Anupam Gupta 

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

In this episode of Paisa Vaisa, Anupam Gupta speaks with Saurabh Mukherjea, Founder, Marcellus Investment Managers, and Nandita Rajhansa, Economist, Marcellus Investment Managers, about their latest book Breakpoint.
The conversation explores the growing pressure on India&rsquo;s middle class from falling real wages and rising personal debt to a changing job market shaped by automation and AI.
They discuss why traditional white-collar jobs are becoming less reliable, how the supply of graduates is outpacing demand, and why India may have &ldquo;work&rdquo; but not enough stable &ldquo;jobs.&rdquo;
The episode also looks at behavioral shifts, including consumption-driven debt and stock market participation, and the risks they pose.
Despite the challenges, the guests highlight emerging opportunities in entrepreneurship, gig work, and new business models.
A must-listen for anyone navigating careers, money, and the future of work in India. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana &amp; more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We&rsquo;re @ivmpodcasts on Facebook, Twitter &amp; Instagram

Ep. 186: Technology and Personal Finance

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