Chris Foster-Ramsay, Finance and Money Expert and founder of Foster Ramsay Finance, joins Mike to discuss the latest telco outage that crippled Melbourne’s south-east.

With calls failing and tap-and-go payments on the Optus network down, families couldn’t buy basics and small businesses couldn’t trade — a sharp reminder that when networks crash, so does daily life. Chris says Australians shouldn’t have to cross their fingers and hope the signal holds.

“Digital payments are great until they’re not,” he says. “Keeping $20 to $100 in your wallet isn’t old-school, it’s smart. Regulators need to protect cash as legal tender because when the tech drops out, cash keeps households and businesses moving.”