This week Nicola and Di are back with the second episode of our monthly financial series, Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman ofMontgomery Investment Management, has over 30 years’ investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook Value.able.

In this conversation we chat about the sandwich generation - women in their 50s and 60s who have the dual responsibility of caring for their elderly parents, and trying to support their adult children. We talk about the unique challenges this group faces when it comes to their finances and Roger has some calm and reassuring advice. 

Roger takes us through the difference between a financial adviser and a fund manager, and why it’s a good idea to always take your time and get a second opinion. He gives very practical advice for how you can find a good financial adviser to speak to about your finances (listed below), and why it’s in your interests to do so. 

Roger also talks about the importance of having conversations with your children and family before it’s too late, about your will and the plans you have for your money after you’re gone. Talk through the plans together and come to some agreements, so there aren’t any unnecessary disputes. As Roger says in this episode - it’s very dangerous to write in a will that you’ll leave everything to your children equally. Tune into the episode to find out why. 

Come and see Roger speak in person at our Over The Back Fence live event, happening on the 19th of June at the Woolly Bay Hotel in Sydney. You can buy your tickets here -https://events.humanitix.com/over-the-back-fence-podcast-9r2scfqj/tickets 

This episode is proudly supported by Montgomery Investment Management, trusted experts helping you build and protect your financial future. 

Find out more about Montgomery Investment Management here - https://montinvest.com

Learn more about Roger and read his articles here - https://rogermontgomery.com

Buy Roger's book Value.able here - https://rogermontgomery.com/valueable-book/

Follow Roger’s YouTube channel here  - https://www.youtube.com/user/rogerjmontgomery

Follow Roger on X here - https://x.com/rjmontgomery

Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/

Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/

Follow Nicola and Di on IG here - https://www.instagram.com/overthebackfencepodcast/

Follow Nicola and Di on YouTube here - https://www.youtube.com/@Overthebackfencepodcast/podcasts

Industry awards for financial advisers:

IFA Excellence Awards: https://www.ifa.com.au/excellence-awards/winners/2024-winners-and-finalists?utm_source=Money+Management&utm_medium=editorial&utm_campaign=winnersstorywinnerslink&utm_term=IFAEXA2024

Australian Financial Industry Awards by the Institute of Financial Professionals: https://online.ifpa.com.au/

Financial Advice Association (FAAA) awards: https://faaa.au/faaa-announces-2024-awards-finalists/

The Australian’s - Barron’s Top 100 Financial Advisers: https://www.theaustralian.com.au/business/wealth/top-100-financial-advisers-list-a-stronger-more-competitive-industry-for-2024/news-story/22e0c091cf9e24efba07f08cb6aa9370    

Other helpful money resources mentioned:

The Financial Advice Association (FAAA) is the industry body for advisers - and has an online directory ‘Find a planner’ (https://find-a-planner.faaa.au/) – where you can search by location, years of experience and areas of focus.

The Government’s Money Smart website: https://moneysmart.gov.au/

This week Nicola and Di are back with the second episode of our monthly financial series, Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman of <a href="https://investwith.montinvest.com/otbf">Montgomery Investment Management</a>, has over 30 years&rsquo; investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook <a href="https://investwith.montinvest.com/value.able">Value.able</a>.
In this conversation we chat about the sandwich generation - women in their 50s and 60s who have the dual responsibility of caring for their elderly parents, and trying to support their adult children. We talk about the unique challenges this group faces when it comes to their finances and Roger has some calm and reassuring advice.&nbsp;
Roger takes us through the difference between a financial adviser and a fund manager, and why it&rsquo;s a good idea to always take your time and get a second opinion. He gives very practical advice for how you can find a good financial adviser to speak to about your finances (listed below), and why it&rsquo;s in your interests to do so.&nbsp;
Roger also talks about the importance of having conversations with your children and family before it&rsquo;s too late, about your will and the plans you have for your money after you&rsquo;re gone. Talk through the plans together and come to some agreements, so there aren&rsquo;t any unnecessary disputes. As Roger says in this episode - it&rsquo;s very dangerous to write in a will that you&rsquo;ll leave everything to your children equally. Tune into the episode to find out why.&nbsp;
Come and see Roger speak in person at our Over The Back Fence live event, happening on the 19th of June at the Woolly Bay Hotel in Sydney. You can buy your tickets here - <a href="https://events.humanitix.com/over-the-back-fence-podcast-9r2scfqj/tickets">https://events.humanitix.com/over-the-back-fence-podcast-9r2scfqj/tickets&nbsp;</a>
This episode is proudly supported by <a href="https://investwith.montinvest.com/otbf">Montgomery Investment Management</a>, trusted experts helping you build and protect your financial future.&nbsp;
<a href="https://investwith.montinvest.com/otbf">Find out more about Montgomery Investment Management here - https://montinvest.com</a>
<a href="https://investwith.montinvest.com/rmotbf">Learn more about Roger and read his articles here - https://rogermontgomery.com</a>
<a href="https://investwith.montinvest.com/value.able">Buy Roger's book Value.able here - https://rogermontgomery.com/valueable-book/</a>
<a href="https://www.youtube.com/user/rogerjmontgomery">Follow Roger&rsquo;s YouTube channel here&nbsp; - https://www.youtube.com/user/rogerjmontgomery </a><a href="https://x.com/rjmontgomery">Follow Roger on X here - https://x.com/rjmontgomery</a>
<a href="https://www.facebook.com/montgomeryroger/">Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/ </a><a href="https://www.linkedin.com/in/rogermontgomery/">Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/</a>
<a href="https://www.instagram.com/overthebackfencepodcast/">Follow Nicola and Di on IG here - https://www.instagram.com/overthebackfencepodcast/</a>
<a href="https://www.youtube.com/@Overthebackfencepodcast/podcasts">Follow Nicola and Di on YouTube here - https://www.youtube.com/@Overthebackfencepodcast/podcasts</a>
Industry awards for financial advisers:
IFA Excellence Awards: <a href="https://www.ifa.com.au/excellence-awards/winners/2024-winners-and-finalists?utm_source=Money+Management&amp;utm_medium=editorial&amp;utm_campaign=winnersstorywinnerslink&amp;utm_term=IFAEXA2024">https://www.ifa.com.au/excellence-awards/winners/2024-winners-and-finalists?utm_source=Money+Management&amp;utm_medium=editorial&amp;utm_campaign=winnersstorywinnerslink&amp;utm_term=IFAEXA2024</a>
Australian Financial Industry Awards by the Institute of Financial Professionals:&nbsp;<a href="https://online.ifpa.com.au/">https://online.ifpa.com.au/</a>
Financial Advice Association (FAAA) awards:&nbsp;<a href="https://faaa.au/faaa-announces-2024-awards-finalists/">https://faaa.au/faaa-announces-2024-awards-finalists/</a>
The Australian&rsquo;s - Barron&rsquo;s Top 100 Financial Advisers: <a href="https://www.theaustralian.com.au/business/wealth/top-100-financial-advisers-list-a-stronger-more-competitive-industry-for-2024/news-story/22e0c091cf9e24efba07f08cb6aa9370">https://www.theaustralian.com.au/business/wealth/top-100-financial-advisers-list-a-stronger-more-competitive-industry-for-2024/news-story/22e0c091cf9e24efba07f08cb6aa9370</a> &nbsp;&nbsp;&nbsp;
Other helpful money resources mentioned:
The Financial Advice Association (FAAA) is the industry body for advisers - and has an online directory &lsquo;Find a planner&rsquo; (<a href="https://find-a-planner.faaa.au/">https://find-a-planner.faaa.au/</a>) &ndash; where you can search by location, years of experience and areas of focus.
The Government&rsquo;s Money Smart website:&nbsp;<a href="https://moneysmart.gov.au/">https://moneysmart.gov.au/</a>

Di Edwards and Nicola Dale have been best friends for close to four decades & they actually share a ‘back fence’ in Sydney! 
They share a love of life, a passion for people, and have discovered a simple conversation over the back fence, can change a life and give a sense of belonging . 

“We’re not neuroscientists, psychologists, doctors or monks - we just love people - and know with age comes wisdom."

Di Edwards and Nicola Dale have been best friends for close to four decades &amp; they actually share a ‘back fence’ in Sydney!  They share a love of life, a passion for people, and have discovered a simple conversation over the back fence, can change a life and give a sense of belonging . 
“We’re not neuroscientists, psychologists, doctors or monks - we just love people - and know with age comes wisdom."

Over the Back Fence

Over the back fence is a podcast by two incredible women in their 50’s and 60’s - for women.

Di and Nicola have an infectious energy that is bound to light you up. It’s a podcast which values community, connection and lifting each other up. 

Here, Di and Nicola will delve in to the highs and lows they’ve experienced in life… From starting a family, experiencing marriage breakdowns, to embracing new beginnings. They’ll discuss the lessons they’re still learning, and interview people with inspiring stories to tell. 

Di and Nicola will invite guests on OTBF from all over the globe. From close friends, entrepreneurs, comedians, councillors to motivators and life coaches - to unlock their wisdom and have a laugh along the way.

Over the back fence is a podcast by two incredible women in their 50’s and 60’s - for women.
Di and Nicola have an infectious energy that is bound to light you up. It’s a podcast which values community, connection and lifting each other up. 
Here, Di and Nicola will delve in to the highs and lows they’ve experienced in life… From starting a family, experiencing marriage breakdowns, to embracing new beginnings. They’ll discuss the lessons they’re still learning, and interview people with inspiring stories to tell. 
Di and Nicola will invite guests on OTBF from all over the globe. From close friends, entrepreneurs, comedians, councillors to motivators and life coaches - to unlock their wisdom and have a laugh along the way.