This week Nicola and Di are back with an end-of-year Christmas episode of Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman ofMontgomery Investment Management, has over 30 years’ investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook Value.able.

In this episode, we take a look at what really shaped investment markets in 2025 and what we should all think about as we head into 2026. We chat about the impact that Trump has had on the world of finance and what the main themes were from the year - the big one being artificial intelligence (AI), along with increased interest in Gold and Bitcoin. 

Roger talks about the impact that AI technologies have had on the markets, and why he believes there isn’t enough money to provide a return on the amount of investment being funnelled into AI, so the bubble will either burst or gradually deflate over time. 

We also wrap up the key takeaways from the 6 episodes of Over The Money Fence this year, answer some listener questions, and talk about what may be in store for investors in 2026. 

As always, we loved having this conversation with Roger in the studio. We are so grateful to have found someone that makes us feel safe and relaxed to talk about our finances and empowers us with the tools to take control and feel more confident. We hope you enjoy this episode as much as we did and we can’t wait to welcome Roger back to Over The Money Fence in 2026.

This episode is proudly supported by Montgomery Investment Management, trusted experts helping you build and protect your financial future. For further information, please contact David Buckland, Chief Executive Officer or Rhodri Taylor, Account Manager on (02) 8046 5000 or investor@montinvest.com

Find out more about Montgomery Investment Management here - https://montinvest.com

Find out more about Montgomery private credit funds here -    https://www.montinvest.com/privatecredit

Learn more about Roger and read his articles here - https://rogermontgomery.com

Buy Roger's book Value.able here - https://rogermontgomery.com/valueable-book/

Follow Roger on IG here - https://www.instagram.com/rogerjmontgomery/

Follow Roger’s YouTube channel here  - https://www.youtube.com/user/rogerjmontgomery

Follow Roger on X here - https://x.com/rjmontgomery

Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/

Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/

Follow Nicola and Di on IG here - https://www.instagram.com/overthebackfencepodcast/

Follow Nicola and Di on YouTube here - https://www.youtube.com/@Overthebackfencepodcast/podcasts

This week Nicola and Di are back with an end-of-year Christmas episode of Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman of <a href="https://investwith.montinvest.com/otbf">Montgomery Investment Management</a>, has over 30 years&rsquo; investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook <a href="https://investwith.montinvest.com/value.able">Value.able</a>.
In this episode, we take a look at what really shaped investment markets in 2025 and what we should all think about as we head into 2026. We chat about the impact that Trump has had on the world of finance and what the main themes were from the year - the big one being artificial intelligence (AI), along with increased interest in Gold and Bitcoin.&nbsp;
Roger talks about the impact that AI technologies have had on the markets, and why he believes there isn&rsquo;t enough money to provide a return on the amount of investment being funnelled into AI, so the bubble will either burst or gradually deflate over time.&nbsp;
We also wrap up the key takeaways from the 6 episodes of Over The Money Fence this year, answer some listener questions, and talk about what may be in store for investors in 2026.&nbsp;
As always, we loved having this conversation with Roger in the studio. We are so grateful to have found someone that makes us feel safe and relaxed to talk about our finances and empowers us with the tools to take control and feel more confident. We hope you enjoy this episode as much as we did and we can&rsquo;t wait to welcome Roger back to Over The Money Fence in 2026.
This episode is proudly supported by <a href="https://investwith.montinvest.com/otbf">Montgomery Investment Management</a>, trusted experts helping you build and protect your financial future. For further information, please contact David Buckland, Chief Executive Officer or Rhodri Taylor, Account Manager on (02) 8046 5000 or investor@montinvest.com
<a href="https://investwith.montinvest.com/otbf">Find out more about Montgomery Investment Management here - </a><a href="https://montinvest.com">https://montinvest.com</a>
<a href="https://www.montinvest.com/privatecredit?utm_source=Over_the_Money_Fence&amp;utm_medium=podcast&amp;utm_campaign=Private_Credit_2025_int&amp;utm_content=Over_the_Money_Fence_Podcast_show_notes">Find out more about Montgomery private credit funds here -&nbsp; &nbsp; https://www.montinvest.com/privatecredit</a>
<a href="https://investwith.montinvest.com/rmotbf">Learn more about Roger and read his articles here - https://rogermontgomery.com</a>
<a href="https://investwith.montinvest.com/value.able">Buy Roger's book Value.able here - </a><a href="https://rogermontgomery.com/valueable-book/">https://rogermontgomery.com/valueable-book/</a>
<a href="https://www.instagram.com/rogerjmontgomery/?hl=en">Follow Roger on IG here - https://www.instagram.com/rogerjmontgomery/</a>
<a href="https://www.youtube.com/user/rogerjmontgomery">Follow Roger&rsquo;s YouTube channel here&nbsp; - https://www.youtube.com/user/rogerjmontgomery </a><a href="https://x.com/rjmontgomery">Follow Roger on X here - https://x.com/rjmontgomery</a>
<a href="https://www.facebook.com/montgomeryroger/">Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/ </a><a href="https://www.linkedin.com/in/rogermontgomery/">Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/</a>
<a href="https://www.instagram.com/overthebackfencepodcast/">Follow Nicola and Di on IG here - https://www.instagram.com/overthebackfencepodcast/</a>
<a href="https://www.youtube.com/@Overthebackfencepodcast/podcasts">Follow Nicola and Di on YouTube here - https://www.youtube.com/@Overthebackfencepodcast/podcasts</a>

Di Edwards and Nicola Dale have been best friends for close to four decades & they actually share a ‘back fence’ in Sydney! 
They share a love of life, a passion for people, and have discovered a simple conversation over the back fence, can change a life and give a sense of belonging . 

“We’re not neuroscientists, psychologists, doctors or monks - we just love people - and know with age comes wisdom."

Di Edwards and Nicola Dale have been best friends for close to four decades &amp; they actually share a ‘back fence’ in Sydney!  They share a love of life, a passion for people, and have discovered a simple conversation over the back fence, can change a life and give a sense of belonging . 
“We’re not neuroscientists, psychologists, doctors or monks - we just love people - and know with age comes wisdom."

Over the Back Fence

Over the back fence is a podcast by two incredible women in their 50’s and 60’s - for women.

Di and Nicola have an infectious energy that is bound to light you up. It’s a podcast which values community, connection and lifting each other up. 

Here, Di and Nicola will delve in to the highs and lows they’ve experienced in life… From starting a family, experiencing marriage breakdowns, to embracing new beginnings. They’ll discuss the lessons they’re still learning, and interview people with inspiring stories to tell. 

Di and Nicola will invite guests on OTBF from all over the globe. From close friends, entrepreneurs, comedians, councillors to motivators and life coaches - to unlock their wisdom and have a laugh along the way.

Over the back fence is a podcast by two incredible women in their 50’s and 60’s - for women.
Di and Nicola have an infectious energy that is bound to light you up. It’s a podcast which values community, connection and lifting each other up. 
Here, Di and Nicola will delve in to the highs and lows they’ve experienced in life… From starting a family, experiencing marriage breakdowns, to embracing new beginnings. They’ll discuss the lessons they’re still learning, and interview people with inspiring stories to tell. 
Di and Nicola will invite guests on OTBF from all over the globe. From close friends, entrepreneurs, comedians, councillors to motivators and life coaches - to unlock their wisdom and have a laugh along the way.

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