This week Nicola and Di are back with the first 2026 episode of Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman of Montgomery Investment Management, has over 30 years’ investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook Value.able.

In this episode, we take a look at the changes that are currently happening in the world, and how that could impact our finances. Roger explains how the tailwinds that have benefited the stock markets in the past, and have benefited the Baby Boomers and Gen X are shifting, and why that means we need to consider other investments.

Roger talks about the importance of diversification and how you need to look at investing in things that don’t move the same way as your existing investments. He discusses alternative investment options that can provide you with regular income, low capital volatility and attractive returns like private credit and the differences in those types of funds. He also explores high-frequency trading and arbitrage strategies, which historically were largely accessible only to institutional investors.

We talk about the impact of AI on certain industries, particularly the software as a service industry, which has been the biggest industry people have invested in over the last 25 years. 

Roger also gives us his best insights into what will likely happen in the markets in 2026 and what he thinks will be wise investments this year. And we also answer some listener questions for you. 

As always, we loved having this conversation with Roger in the studio. We are so grateful to have found someone that makes us feel safe and relaxed to talk about our finances and empowers us with the tools to take control and feel more confident. We hope you enjoy this episode as much as we did. 

This episode is proudly supported by Montgomery Investment Management, trusted experts helping you build and protect your financial future. For further information, please contact David Buckland, Chief Executive Officer or Rhodri Taylor, Account Manager on (02) 8046 5000 or investor@montinvest.com

Find out more about Montgomery Investment Management here - https://montinvest.com

Find out more about Montgomery private credit funds here -    https://www.montinvest.com/privatecredit

Read Roger’s article from The Australian that’s referenced in this article - https://rogermontgomery.com/the-australian-private-markets-offer-refuge-as-the-traditional-60-40-portfolio-crumbles/

Learn more about Roger and read his articles here - https://rogermontgomery.com

Buy Roger's book Value.able here - https://rogermontgomery.com/valueable-book/

Follow Roger on IG here - https://www.instagram.com/rogerjmontgomery/

Follow Roger’s YouTube channel here  - https://www.youtube.com/user/rogerjmontgomery

Follow Roger on X here - https://x.com/rjmontgomery

Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/

Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/

Follow Nicola and Di on IG here - https://www.instagram.com/overthebackfencepodcast/

Follow Nicola and Di on YouTube here - https://www.youtube.com/@Overthebackfencepodcast/podcasts