As a Muslim, Khalid Kadir navigates personal finance differently than most of his fellow Americans. That means not obtaining traditional loans (because you're charged interest, which is forbidden) or buying conventional insurance (because it often relies on speculation). Khalid, who teaches engineering at UC Berkeley, explains how following the rules of Islamic finance has meant a much less glamorous life than he might otherwise have, one with unexpected good karma.

Follow Khalid Kadir:
Twitter: @iamkhalidkadir

Follow Maya Lau at:
Twitter: @mayalau
Instagram: @itsmayamoney
TikTok: @itsmayamoney