Millions of borrowers took advantage of the pandemic’s pause on federal student-loan repayment, put in place by the CARES Act two years ago and extended by President Biden until May 1st. What happens when that pause ends? Danielle Douglas-Gabriel covers the economics of higher education for The Washington Post. She warns that the return to repayment may be bumpy. And Sean McEvoy, Maryland’s student loan ombudsman, outlines the rights borrowers are entitled to and offers advice on spotting student-loan forgiveness scams.

From the public service loan forgiveness homepage - "Most of the PSLF qualifying payment rules have been suspended through October 31, 2022. Under this temporary waiver, you may get credit for payments you’ve made on loans that would not normally qualify for PSLF. These payments will count even if you didn’t pay the full amount or on-time. However, only payments made after Oct. 1, 2007 can count as qualifying payments."

Find the PSLF Help Tool here.This program originally aired January 20, 2022.

Millions of borrowers took advantage of the pandemic&rsquo;s pause on federal student-loan repayment, put in place by the CARES Act two years ago and extended by President Biden until May 1st. What happens when that pause ends? <a href="https://www.washingtonpost.com/people/danielle-douglas/">Danielle Douglas-Gabriel</a> covers the economics of higher education for The Washington Post. She warns that the return to repayment may be bumpy. And Sean McEvoy, <a href="http://www.labor.maryland.gov/finance/consumers/frslombud.shtml">Maryland&rsquo;s student loan ombudsman</a>, outlines the <a href="http://www.labor.maryland.gov/finance/consumers/frslbillofrights.shtml">rights borrowers are entitled to</a> and offers advice on spotting student-loan forgiveness scams.
From the <a href="https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service">public service loan forgiveness</a> homepage - "Most of the PSLF qualifying payment rules have been suspended through October 31, 2022. Under this temporary waiver, you may get credit for payments you&rsquo;ve made on loans that would not normally qualify for PSLF. These payments will count even if you didn&rsquo;t pay the full amount or on-time. However, only payments made after Oct. 1, 2007 can count as qualifying payments."
Find the PSLF Help Tool <a href="https://studentaid.gov/pslf/">here</a>.This program originally aired January 20, 2022.

On The Record is co-hosted by Sheilah Kast and Ashley Sterner. Sheilah and Ashley are excited to share conversations with audacious artists, intrepid scientists, community leaders and more. And of course, tales from the beloved Stoop Storytelling Series!

Currently, you'll hear On The Record on Mondays, Wednesdays and Fridays, and the full hour of NPR's Morning Edition on Tuesdays and Thursdays.

On The Record is produced by Maureen Harvie and Melissa Gerr. Theme music created by Jon Ehrens. Logo designed by Louis Umerlik.

If you want to share a comment, question, or an idea for an interview you'd like to hear, email us at ontherecord@wypr.org

On The Record is co-hosted by Sheilah Kast and Ashley Sterner. Sheilah and Ashley are excited to share conversations with audacious artists, intrepid scientists, community leaders and more. And of course, tales from the beloved Stoop Storytelling Series!
Currently, you'll hear On The Record on Mondays, Wednesdays and Fridays, and the full hour of NPR's Morning Edition on Tuesdays and Thursdays.
On The Record is produced by Maureen Harvie and Melissa Gerr. Theme music created by Jon Ehrens. Logo designed by Louis Umerlik.
If you want to share a comment, question, or an idea for an interview you'd like to hear, email us at <a href="mailto:ontherecord@wypr.org">ontherecord@wypr.org</a>

On The Record

Catch On the Record, hosted by Sheilah Kast, weekdays from 9:30 to 10:00 am, following NPR's Morning Edition. We'll discuss the issues that affect your life and bring you thoughtful and lively conversations with the people who shape those issues -- business people, public officials, scholars, artists, authors, WYPR reporters and other journalists who can take us inside the story. If you want to share a comment, question, or an idea for an interview you'd like to hear, email us at ontherecord@wypr.org

Catch On the Record, hosted by Sheilah Kast, weekdays from 9:30 to 10:00 am, following NPR's Morning Edition. We'll discuss the issues that affect your life and bring you thoughtful and lively conversations with the people who shape those issues -- business people, public officials, scholars, artists, authors, WYPR reporters and other journalists who can take us inside the story. If you want to share a comment, question, or an idea for an interview you'd like to hear, email us at <a href="mailto:ontherecord@wypr.org">ontherecord@wypr.org</a>

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