The conversation explores the significant changes in retirement planning over the past two decades, emphasizing the need for comprehensive financial and estate planning. It highlights the challenges faced by modern retirees, including rising healthcare costs, the importance of having a solid income plan, and the necessity of discussing end-of-life decisions with loved ones. Shocking statistics reveal the financial struggles many Americans face, and the discussion also touches on the various phases of retirement and the importance of strategic downsizing. The hosts provide insights into common financial pitfalls and the importance of maximizing available resources, including discounts for seniors. The discussion also covers the misconceptions about social security, the need for estate planning regardless of wealth, and the significance of life insurance in protecting against inflation. Listener questions provide practical insights into 401k loans, withdrawals, and the implications of mortgage debt. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

This conversation explores the significant impacts of the retirement of baby boomers on social security, healthcare, and economic systems. It discusses the challenges retirees face, including potential changes to benefits, increased healthcare costs, and the importance of estate planning. The hosts emphasize the need for proactive financial planning, especially for those approaching retirement, and highlight the complexities that arise from divorce during retirement. Overall, the discussion provides valuable insights into the multifaceted aspects of retirement planning. In this conversation, Gary Nolan discusses various aspects of estate planning, retirement savings, and family dynamics. He emphasizes the importance of having a clear estate plan to avoid conflicts among heirs, the necessity of saving for retirement, and the challenges of setting boundaries with adult children. The discussion also covers the implications of social security timing, the benefits of laddering CDs, and the critical role of living wills in preventing family disputes. Overall, the conversation highlights that effective estate planning is about ensuring family harmony and financial security. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation explores the significant changes in retirement planning over the past two decades, focusing on the shift from defined benefit plans to defined contribution plans, the rise of health savings accounts, the importance of estate planning, and the various types of annuities available. The hosts emphasize the need for individuals to take responsibility for their retirement savings and the importance of understanding financial products to make informed decisions. The discussion highlights real-life examples of families facing challenges due to lack of planning, and the emotional toll it can take on relationships. Nolan advocates for accessible estate planning for everyone, regardless of wealth, and encourages listeners to take proactive steps to secure their family's future. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, Chris and John from Prospect Wealth Advisors discuss the importance of seasonal financial planning, focusing on how different seasons can symbolize various stages of retirement planning. They emphasize the significance of starting early with savings, nurturing growth during peak earning years, harvesting gains as one approaches retirement, and enjoying the fruits of labor while planning for legacy. The conversation also touches on the importance of estate planning, using celebrity examples to highlight the consequences of not having a plan in place. The episode concludes with a light-hearted taco review, reinforcing the show's engaging and informative tone.  Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, Chris and Jon discuss various topics related to retirement planning, including the implications of the Secure Act and Secure Act 2.0, strategies for maximizing Social Security benefits, and insights from the Blue Zones that promote longevity. They also share tips for healthy living and announce an upcoming estate planning workshop, concluding with a light-hearted taco review segment. I The conversation also covers investment strategies for retirement, addressing common anxieties around investments, and clarifying the differences between power of attorney and trusts. The hosts promote upcoming workshops aimed at educating the public on these topics. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

This conversation explores the evolution of retirement planning over the past two decades, highlighting the challenges faced by modern retirees, the impact of increased life expectancy, and the importance of estate planning. The hosts discuss the concept of Blue Zones and how lifestyle choices can enhance quality of life in retirement. They also share insights from the estate of James Brown, emphasizing the need for proper planning to avoid complications after death. The discussion concludes with practical advice on simplifying estate planning for individuals and families.  Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, Chris and Jon discuss the critical questions individuals should ask their financial advisors regarding inflation and its implications for retirement planning. They emphasize the importance of having a written financial plan, especially in the current economic climate. The conversation also touches on estate planning, highlighting a case study of a celebrity who failed to plan adequately, leading to significant financial consequences for their heirs. The hosts encourage listeners to review and update their estate plans regularly. The episode features a light-hearted segment on tacos, showcasing a local taco spot, before addressing listener questions about retirement planning and the importance of having a power of attorney. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com

In this episode, the hosts discuss the implications of investing during an election year, emphasizing the importance of staying calm and sticking to a financial plan despite market fluctuations. They explore historical market trends, the significance of risk management, and lessons learned from millionaires regarding consistent investing and spending discipline. The conversation also highlights the necessity of estate planning and addresses listener questions about retirement savings and investment strategies. The episode concludes with a fun segment reviewing a local taco restaurant and a Q&A session. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, Chris and Jon from Prospect Wealth Advisors discuss the impact of inflation on retirement planning, emphasizing the importance of having a long-term financial plan. They explore how inflation affects cash flow, the necessity of adjusting retirement portfolios, and the critical role of estate planning. The conversation also includes a light-hearted taco review segment, followed by a discussion on common financial myths and listener questions regarding retirement strategies and investment options. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, the hosts discuss essential aspects of retirement planning, including the desire for early retirement, managing debt, understanding risk tolerance, and the importance of estate planning. They highlight the differences between wills and trusts, the probate process, and the role of technology in modern estate planning. The conversation also touches on celebrity estate planning failures and answers listener questions about financial advice and retirement strategies. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation discusses the impact of the current economic landscape on the average investor and provides advice on how to navigate through it. The hosts emphasize the importance of staying calm and not making knee-jerk emotional responses to market fluctuations. They stress the need for a well-defined retirement plan and the importance of periodically reviewing and adjusting it. The conversation also touches on the topic of estate planning and the consequences of not having a proper plan in place. The hosts introduce the book 'The Seven Habits of Highly Effective People' and discuss the first habit, which is being proactive and having a plan. They also highlight the significance of conducting regular portfolio health checkups and seeking advice from financial professionals to ensure that investment strategies align with risk tolerance and goals. The hosts stress the dangers of speculation and the importance of diversification and asset allocation. They also address topics such as funding a trust and the Rule 55 tax protection for early 401k withdrawals. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

n this episode of Nuggets of Knowledge, Chris and Jon discuss retirement saving strategies, tax tips, and the importance of estate planning. They explore the benefits of Roth IRAs and Roth 401(k)s, highlighting the potential tax advantages and flexibility they offer. The hosts also emphasize the importance of having an estate plan in place to protect assets and ensure that one's wishes are carried out. They share stories of celebrities who died without an estate plan and the complications that arose as a result. The episode concludes with a taco review segment, where they recommend a new taco place called Parachos Tacos. The conversation then transitions to a discussion about Social Security, its history, and the importance of planning for retirement. The hosts emphasize the need for careful consideration when deciding when to start taking Social Security benefits. The conversation concludes with a brief discussion about estate planning and the importance of having powers of attorney in place. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation explores the dangers of financial advice on social media and the importance of being cautious when following influencers. It also discusses the misconceptions surrounding 401(k) plans and the benefits they offer. The hosts debunk myths about debt and highlight the need for responsible financial planning. They emphasize the importance of seeking advice from fiduciaries and offer free portfolio reviews. The conversation concludes with a game of guessing dead celebrities who died without an estate plan. In this conversation, the hosts discuss the importance of having an accessible estate plan. They share a story about Florence Griffith Joyner, an Olympic athlete who passed away without a clear estate plan, leading to a bitter battle between her husband and mother. The hosts emphasize the need to make estate plans easily accessible to the responsible party and highlight the potential consequences of not having a plan in place. They also discuss the importance of planning ahead and having conversations with loved ones about important decisions.  Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation revolves around retirement planning and the importance of having a checklist and a written plan. The hosts discuss the need for a comprehensive and customized retirement plan that takes into account investments, savings, risk tolerance, and expenses. They emphasize the importance of aligning risk tolerance and risk exposure and setting proper expectations to avoid disappointment. The hosts also touch on the topics of asset allocation, reallocation, and legacy planning. In addition, they share a taco review and offer a special estate planning package for listeners. In this conversation, the hosts discuss the importance of estate planning and the consequences of not having a proper plan in place. They share stories of individuals who faced challenges due to inadequate estate planning, including the late actor Phillip Seymour Hoffman and the hosts' own personal experiences. The hosts emphasize the need for everyone, regardless of age or income level, to have an estate plan in place. They also introduce a new technology-driven approach to estate planning that offers convenience and affordability. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation discusses different types of inflation, including inflation, stagflation, and shrinkflation, and their impact on retirement planning. It emphasizes the importance of understanding and proactively preparing for these types of inflation to avoid a decrease in purchasing power during retirement. The conversation also touches on the topic of estate planning and the significance of having an estate plan in place to ensure the proper distribution of assets and avoid probate. The hosts provide information about their estate planning services and the importance of regularly reviewing and updating estate planning documents. They also briefly discuss the concept of a diverse and balanced investment portfolio.They also answer listener questions about boosting retirement savings and the benefits of delaying Social Security filing. The conversation provides insights into these topics and offers practical advice for listeners. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

Creating an estate plan is essential to protect your wealth and ensure your wishes are followed after your death. Without an estate plan, your assets may go to the state and be divided according to their rules. An estate plan includes documents like a revocable living trust, wills, powers of attorney, and healthcare directives. These documents help designate beneficiaries, executors, and decision-makers in case of incapacitation. It's important to update your estate plan regularly to account for changes in assets, family dynamics, and new considerations like genetic material and pets. Beneficiary designations on accounts can override the will, so it's crucial to review and align them with your estate plan.  The hosts also highlight the need for a comprehensive retirement plan tailored to individual goals and the importance of understanding the purpose of money in retirement. They discuss the qualities to look for in a financial advisor, including fiduciary status, listening skills, and a comfortable and responsive environment. The conversation concludes with a taco review of Oscar's taco shop, which receives a rating of 3.2 out of 5

Semi-retirement, also known as partial or phase retirement, is becoming increasingly popular. Working part-time in retirement can provide a trial period and help ease the transition. Many people choose to work part-time to cover essential expenses. It is important to have a plan for retirement, including hobbies, exercise routines, and daily activities. Consulting with a financial advisor and creating a budget are crucial steps in preparing for retirement. Longevity and physical fitness should also be considered, as people are living longer and staying healthy is key to enjoying retirement. Estate planning is another important aspect to consider, and having an estate plan in place is essential for everyone. They share stories of celebrities who died without an estate plan, such as Howard Hughes and John Denver, and the complications that arose as a result. They emphasize the need for everyone, regardless of age or wealth, to have an estate plan in place to ensure their wishes are carried out and to avoid probate. They also discuss the benefits of a living trust and the importance of choosing a successor trustee and powers of attorney.

In this conversation, Chris Bowman and John Floyd of Prospect Wealth Advisors discuss various topics related to retirement planning and taxes. They address the taxation of retirement income, including social security benefits and pensions. They also discuss the importance of estate planning and the potential benefits of Roth IRAs. The conversation concludes with a discussion about bucket lists and the importance of pursuing one's dreams and aspirations in retirement. In this conversation, the hosts discuss retirement goals and bucket lists They also stress the significance of making memories and spending time with loved ones.  Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation covers various financial rules and strategies related to retirement planning, including the 4% withdrawal rule, the rule of 72, the 100-age rule, and the 60-40 stock-bond rule. The hosts emphasize the importance of having a retirement plan and making adjustments as needed. They also discuss the significance of estate planning and the potential consequences of not having a plan in place. The conversation concludes with a segment on celebrities who died without an estate plan. In this conversation,  The conversation emphasizes the need for regular review and updates to estate plans to ensure they reflect current circumstances and protect loved ones. The hosts also offer a special discounted price for their estate planning services. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this conversation, Chris and John of Prospect Wealth Advisors discuss the importance of having a comprehensive retirement plan and estate plan. They emphasize the need for a customized plan that takes into account individual goals and circumstances. They also highlight the significance of having a reliable income plan and considering potential changes in taxes and social security. The conversation touches on the importance of estate planning and the potential consequences of not having an up-to-date plan. Chris and John offer a free financial plan review and an estate planning offer to help individuals navigate their retirement and estate planning needs. In this conversation he  discusses the importance of estate planning and share stories of celebrities who neglected to update their estate plans, resulting in unintended consequences for their loved ones. They emphasize the need to regularly review and update estate plans to ensure that assets are distributed according to the individual's wishes. The conversation also touches on topics such as Roth conversions, diversification in investment portfolios, and the benefits of having a comprehensive estate plan. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation discusses the dangers of risk in retirement planning and explores risky investments and behaviors. It also touches on the importance of estate planning and offers a special deal for estate planning services. The hosts emphasize the need for risk management and balancing risk with potential returns. They discuss the advantages and disadvantages of a risk-on retirement strategy, as well as the characteristics of a risk-off strategyThe conversation covers various risky investment options, including stocks, cryptocurrencies, forex trading, and commodities. The hosts emphasize the importance of understanding risk tolerance and having a diversified portfolio. They also discuss the value of comprehensive estate planning and the benefits of working with a financial advisor. The episode concludes with a game about celebrities who died without an estate plan. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this conversation, Chris and John of Prospect Wealth Advisors discuss the common concerns and misconceptions that prevent people from seeking financial advice. They emphasize the importance of starting the conversation and offer a transparent and pressure-free approach to financial planning. They also discuss the significance of estate planning and the consequences of not having a plan in place. The conversation concludes with a discussion about the potential costs of retirement and the increasing life expectancy of retirees. People are living longer, which means retirement savings need to last longer. The documentary 'Live to a Hundred Secrets of the Blue Zones' explores areas where people live longer and have a good quality of life. Wealthier people tend to be happier, but many retirees struggle financially. Lifestyle choices in retirement can be expensive, such as travel and hobbies. It's important to have a plan and budget for retirement. RMDs and taxes are a concern for retirees. Revocable living trusts are more common and can be changed, while irrevocable trusts are used for tax purposes. Saving 20% of earnings for retirement is a good strategy. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

Some of the more common questions about retirement planning start with what, when and how–and in an effort to bring some clarity to the transition into retirement, we have a few pointers that you can incorporate into your plan a decade before the big day. Let’s dive in! Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

This conversation discusses the perks and tax breaks available to individuals over the age of 50, as well as the importance of estate planning in retirement. It emphasizes the need for a comprehensive retirement roadmap and the benefits of working with independent financial advisors. The conversation also touches on the challenges of navigating the markets and the importance of controlling what you can control. The hosts play a game called 'Guess the Celebrity Who Died Without an Estate Plan,' highlighting the consequences of not having proper estate planning in place. In this conversation, Jackie Selby  and his guests discuss various estate planning topics, including the importance of advanced planning, the consequences of not having an estate plan, and the benefits of a living trust. They also address questions about retirement planning, social security, and long-term care insurance. The conversation emphasizes the need to take action and not procrastinate when it comes to estate planning. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this episode of Nuggets of Knowledge, Chris and John of Prospect Wealth Advisors discuss the importance of financial spring cleaning and share lessons from college basketball that can be applied to financial planning. They emphasize the need for regular financial check-ups and the importance of reviewing spending habits. They also discuss the benefits of having an emergency fund and the role of insurance coverage in retirement planning. The hosts highlight the value of working with a financial professional to maximize investments and ensure a secure financial future. In this conversation, the hosts discuss the parallels between college basketball and financial coaching. They highlight the importance of having a great coach in both areas and emphasize the need for preparation and a solid game plan. They also discuss the role of trust and teamwork in achieving success. The hosts share their experiences of helping clients navigate the decumulation phase of retirement and the importance of celebrating victories with clients. They also address questions about managing IRAs, investing in CDs, and converting to a Roth IRA. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

A new study reveals that many Americans are struggling with personal finance concepts. Lack of access to formal financial education and reliance on social media for financial information are contributing factors. It is important for parents to educate their children about money and finances. Technology has made it easier for young people to invest and learn about finance, but caution should be exercised when relying solely on social media for financial literacy. Risk management, due diligence, compounding returns, diversification, and defensive and offensive investing are key principles to consider when investing.They emphasize the importance of understanding market cycles and adjusting risk levels accordingly. They also highlight the benefits of diversification and utilizing different investment vehicles to manage volatility. The conversation covers the significance of maintaining liquidity and having accessible cash reserves. They stress the need for a comprehensive financial plan that includes estate planning and powers of attorney. The hosts also address the advantages of contributing to a Roth 401(k) and the importance of reviewing and updating estate planning documents regularly. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

Semi-retirement, also known as partial or phase retirement, is becoming increasingly popular. Working part-time during retirement allows for a smoother transition and provides a trial period before fully retiring. Many people choose to work part-time in retirement to cover essential expenses. It is important to have a plan in place for retirement, including hobbies, exercise routines, and daily activities. Creating a budget, paying yourself first, consulting a financial advisor, and planning for estate planning are crucial steps to take in your 50s. Longevity and physical fitness should also be considered when planning for retirementThey highlight the cases of Howard Hughes and John Denver, both of whom died without an estate plan, leading to lengthy and contentious legal battles. The hosts emphasize the need for a living trust, which allows for privacy and efficient distribution of assets. They also address common concerns and misconceptions about estate planning, such as choosing a successor trustee and powers of attorney. The conversation concludes with a Q&A session on topics like Roth conversions and Social Security benefits. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this conversation, Chris Bowman and John Floyd from Prospect Wealth Advisors discuss the retirement planning rules of thumb that may no longer be reliable in today's economic landscape. They highlight the 60-40 stock-bond rule and the rule of 72, explaining how these guidelines may need to be customized based on individual circumstances. They also touch on the age rule and the 4% withdrawal rule, emphasizing the importance of personalized financial planning and taking emotions out of the decision-making process. The hosts offer a free customized plan for the first 10 callers to help them navigate their retirement journey. The conversation covers various topics related to retirement planning and estate planning. The hosts emphasize the importance of having an emergency fund and a budget in place. The hosts offer a special offer for the first 10 callers to help them with their estate planning. The conversation concludes with a discussion on the difference between investing in index funds and starting a Roth IRA, as well as the importance of being involved in financial planning as a couple. Reach out to Chris or Jon at 602-497-1322 or Prospect Wealth Advisors

The conversation discusses the changes in retirement planning over the past 20 years and the top 10 changes in getting to retirement. The hosts talk about the decline of pensions and the reliance on social security, the importance of planning for retirement, and the need for estate planning. They also touch on the challenges of living longer in retirement and the importance of taking care of one's health. The hosts emphasize the need for a cohesive retirement plan and the importance of setting expectations with financial advisors. The conversation explores the importance of being an independent fiduciary and registered investment advisory firm. It emphasizes the need for financial advisors to act in the best interest of their clients and not be influenced by external factors. The hosts debunk common myths about investing, such as the idea of short-term safety and the misconception that not selling losing positions means no loss. They also discuss the importance of estate planning, including the need for a trust, powers of attorney, and living wills. The conversation concludes with an offer for an affordable estate planning package. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

On this episode of Nuggets of Knowledge, Chris and John from Prospect Wealth Advisors discuss six financial planning assumptions to avoid on the journey to retirement. They emphasize the importance of not assuming that retirement will start at a certain age, as retirement ages are changing and vary for each individual. They also highlight the need to plan for a longer life expectancy, as people are living longer but not necessarily healthier lives. The hosts discuss the 4% withdrawal rule and the importance of budgeting and understanding tax implications in retirement. They also offer an estate planning offer for listeners.  The hosts explain the differences between wills and trusts, highlighting the privacy and probate avoidance advantages of trusts. They also mention alternative options like beneficiary deeds and paid-on-death designations for passing on assets. The conversation concludes with a Q&A session covering topics such as annuities, Social Security, and consolidating 401(k) plans. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

In this conversation, Chris Bowman and John Floyd from Prospect Wealth Advisors discuss various retirement planning tips and strategies. They cover topics such as emergency savings accounts, student loan matches, Roth 401(k) accounts, delaying Social Security, understanding sequence of return risk, choosing the right place to retire, accounting for inflation, and planning for healthcare costs. They also offer a comprehensive financial review and estate planning package for listeners. In this conversation, Jackie Selby discusses important retirement planning questions with financial professionals Chris and John. They cover topics such as when to retire, how much to save for retirement, the income needed in retirement, risk tolerance, estate planning, and social security. They emphasize the importance of having a clear retirement plan, considering risk tolerance, managing taxes, and having a comprehensive estate plan. They also address specific questions from listeners regarding asset allocation, fees, and transferring income from one annuity to another. The conversation highlights the need for education, transparency, and personalized planning in retirement. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation revolves around financial stress and planning for retirement. The hosts discuss the importance of having a financial plan in place and the need to consider factors like inflation, debt, market volatility, and recessionary fears. They also highlight the increase in retirement savings and the use of 401(k) plans as emergency funds. The hosts emphasize the importance of including both spouses in the planning process and working with independent fiduciaries who prioritize the client's best interests. They offer an estate planning package at a discounted price and discuss the need to track lifestyle expenses for effective financial planning. In this conversation, Chris and John discuss retirement planning and the importance of having a solid financial plan in place. They touch on topics such as the costs that change in retirement, the importance of diversification, and the advantages of tax-deferred accounts like 401(k)s and Roth IRAs. They also emphasize the need for insured income in retirement and the benefits of creating a personal pension through annuities. The conversation concludes with a discussion on estate planning and the importance of having a comprehensive estate plan in place. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

Investing in retirement can be complicated and often misunderstood. In this conversation, Chris Bowman and John Floyd of Prospect Wealth Advisors discuss some of the most frequently misunderstood investing and retirement discussions. They cover topics such as the misconception that all savings need to be in a 401k or IRA, the importance of planning for a lengthy retirement, the need for a comprehensive retirement plan that includes tax strategies and insurance, the benefits of insured income, and the considerations for healthcare and Social Security in retirement. They also address the different options and misconceptions surrounding annuities.  They highlight the importance of understanding the different types of annuities and how they can fit into an individual's overall financial plan. They emphasize the need for transparency and education when it comes to annuities, as well as the importance of working with independent fiduciaries who can provide unbiased advice. The conversation also touches on topics such as required minimum distributions and spousal IRAs. Reach out to Chris or Jon at 602-497-1322 or https://www.prospectwealthadvisors.com/

The conversation covers retirement planning, inflation, income needs in retirement, estate planning, and the importance of funding a trust. Chris and John quiz Jackie on celebrities who died without an estate plan or trust.  They also discuss the need for regular reviews and updates of estate plans, as circumstances and beneficiaries may change over time.  Reach Prospect Wealth Advisors here, or call 602-497-1322.