Evan Ward and co-host Doug Turnbull discuss 401(k)s and the advice Evan has for college-aged people or people in their twenties to do with money they are trying to save. Evan then compares those strategies to how he advises people nearing retirement to move their money. He runs down what a 401(k) is and the different things to consider when rolling 401(k)s into other accounts. Evan stresses the need for a financial advisor when making those big decisions, to help people stay tax efficient and avoid penalties.