In this episode, Financial Advisor Evan Ward talks about Social Security and whether it's better to take it early at 62 or wait until full retirement age. The hosts discuss the advice given by Dave Ramsey to invest the money from Social Security at 62 and compare it to the traditional financial planning approach of waiting until 70. They explore the financial and emotional factors that come into play when making this decision, such as the guaranteed 8% increase in Social Security benefits each year and the value of being debt-free. The conversation emphasizes the importance of considering all the factors and making an informed decision based on individual circumstances.