Now, more than ever, we would all be looking at our bank balances with an eer of concern, wondering how some bills are higher than we remember. Each week we touch base with Joel Gibson about different ways to save a few dollars in everyday life. This week, he's got the inside word on how to "mystery-shop' your insurance and avoid what some are calling the "loyalty tax".

<p>Now, more than ever, we would all be looking at our bank balances with an eer of concern, wondering how some bills are higher than we remember.&nbsp;Each week we touch base with <a href="https://twitter.com/joelgibson%20%20">Joel Gibson</a> about different ways to save a few dollars in everyday life. This week, he's got the inside word on how to "mystery-shop' your insurance and avoid what some are calling the "loyalty tax".</p>

Nights reviews the day’s news and current affairs, follow breaking news of the night and push a unique brand of talk radio beyond sunset and through the night.

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