Many of us would have signed contracts in our youth without fully understanding the long term implications, like signing up for the most expensive credit card.

It’s not too late to correct those mistakes. Joel Gibson joins Luke Grant with advice on how.

<p>Many of us would have signed contracts in our youth without fully understanding the long term implications, like signing up for the most expensive credit card.</p>
<p>It&rsquo;s not too late to correct those mistakes. Joel Gibson joins Luke Grant with advice on how.</p>

Nights reviews the day’s news and current affairs, follow breaking news of the night and push a unique brand of talk radio beyond sunset and through the night.

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