Fail to Plan, Plan to Fail

Wendy sits down with Albert Lalonde of Kaizen Financial to talk about why planning ahead financially, emotionally, and spiritually is the key to aging with dignity. From real-life cost breakdowns to trusted contacts and faith-based priorities, this episode is all about empowering families to prepare before crisis hits.

In this episode, Wendy Jones welcomes Albert Lalonde, CEO of Kaizen Financial, for a powerful and heartfelt conversation about the critical importance of planning—especially when it comes to aging, care needs, and financial stability.

Albert believes “The best plan is the one with the most options,” and in today’s episode, he shares why failing to plan often leaves families scrambling in crisis. They dive into how values-based financial planning can reduce fear, preserve dignity, and actually provide emotional and spiritual peace.

 Key Takeaways:


Start with values, not numbers: Identify your top five personal values—family, faith, peace of mind, etc.—and build your plan around them.


Have “the talk” early: Discuss care, housing, finances, and end-of-life wishes with loved ones before it’s urgent.


Create a written plan: Written plans bring clarity, reduce anxiety, and open up options.


Designate a trusted contact: Doesn’t have to be family. Choose someone who sees you regularly and can advocate if needed. 


Spiritual + financial alignment: Budget for what brings you joy—including giving, tithing, or community involvement

📞 Albert Lalonde, Kaizen Financial

📱 Phone: 586-752-7008

🌐 Website: www.kaizenfinancialinc.com

🔔 Subscribe, Share, and Follow:

Find us on YouTube at Next Steps 4 Seniors

Subscribe to the podcast and share with anyone facing aging-related transitions.

Fail to Plan, Plan to Fail
Wendy sits down with Albert Lalonde of Kaizen Financial to talk about why planning ahead financially, emotionally, and spiritually is the key to aging with dignity. From real-life cost breakdowns to trusted contacts and faith-based priorities, this episode is all about empowering families to prepare before crisis hits. In this episode, Wendy Jones welcomes Albert Lalonde, CEO of Kaizen Financial, for a powerful and heartfelt conversation about the critical importance of planning&mdash;especially when it comes to aging, care needs, and financial stability.
Albert believes &ldquo;The best plan is the one with the most options,&rdquo; and in today&rsquo;s episode, he shares why failing to plan often leaves families scrambling in crisis. They dive into how values-based financial planning can reduce fear, preserve dignity, and actually provide emotional and spiritual peace.
&nbsp;Key Takeaways:
<ul>
<li>
Start with values, not numbers: Identify your top five personal values&mdash;family, faith, peace of mind, etc.&mdash;and build your plan around them.
</li>
<li>
Have &ldquo;the talk&rdquo; early: Discuss care, housing, finances, and end-of-life wishes with loved ones before it&rsquo;s urgent.
</li>
<li>
Create a written plan: Written plans bring clarity, reduce anxiety, and open up options.
</li>
<li>
Designate a trusted contact: Doesn&rsquo;t have to be family. Choose someone who sees you regularly and can advocate if needed.&nbsp;
</li>
<li>
Spiritual + financial alignment: Budget for what brings you joy&mdash;including giving, tithing, or community involvement
</li>
</ul>
📞 Albert Lalonde, Kaizen Financial
📱 Phone: <a href="tel:586-752-7008">586-752-7008</a>
🌐 Website: <a href="https://www.kaizenfinancialinc.com">www.kaizenfinancialinc.com</a>
🔔 Subscribe, Share, and Follow:
Find us on YouTube at <a href="https://www.youtube.com/channel/UC4MMz30VsLJaxjv97ODbdsg">Next Steps 4 Seniors</a>
Subscribe to the podcast and share with anyone facing aging-related transitions.

Next Steps 4 Seniors: Conversations on Aging with Wendy Jones

Aging isn’t easy - but it doesn’t have to be overwhelming. Each week, Wendy Jones offers real talk and expert advice to help you take the next steps before they become crisis steps. From navigating tough decisions to planning ahead, this podcast is your guide to aging with dignity, clarity, and confidence—so your next steps can be your best steps.

Learn more about Next Steps 4 Seniors, LLC at https://nextsteps4seniors.com

Next Steps 4 Seniors: Conversations on Aging with Wendy Jones
Aging isn&rsquo;t easy - but it doesn&rsquo;t have to be overwhelming. Each week, Wendy Jones offers real talk and expert advice to help you take the&nbsp;next steps before they become crisis steps. From navigating tough decisions to planning ahead, this podcast is your guide to aging with dignity, clarity, and confidence&mdash;so your next steps can be your best steps.
Learn more about Next Steps 4 Seniors, LLC at <a href="https://nextsteps4seniors.com">https://nextsteps4seniors.com</a>

Next Steps 4 Seniors: Conversations on Aging with Wendy Jones

Next Steps 4 Seniors: Conversations on Aging explores the tough aging topics no one talks about but everyone faces.

Aging well starts with a plan. Host Wendy Jones shares expert insights and real-life stories to help families, caregivers, and professionals take proactive steps—before a crisis hits.

 

 

Next Steps 4 Seniors: Conversations on Aging explores the tough aging topics no one talks about but everyone faces.
Aging well starts with a plan. Host Wendy Jones shares expert insights and real-life stories to help families, caregivers, and professionals take proactive steps&mdash;before a crisis hits.
&nbsp;
<hr>
&nbsp;

Advertisement