In this episode, Chad & Rob dive into the complex world of retirement income and strategies. From taxes and healthcare costs to investment withdrawal and Social Security, Chad breaks down the different phases of retirement and the financial considerations that come with each stage. He also discusses the importance of having a solid retirement plan, especially for those aged 55 and older with significant investable assets. Chad also highlights an upcoming event, the "Seven Tests of Retirement Readiness," where attendees can gain valuable insights and guidance on navigating the complexities of retirement. Whether you're looking to optimize your retirement income or make informed financial decisions, this episode offers valuable advice and expert insights from a seasoned financial planner.



Timestamps:

00:01:27 Retirement income strategies and phases.

00:05:08 Social Security benefits and taxes.

00:10:11 Consider bond laddering for safety.

00:15:00 Be cautious when rolling over a 401k into an IRA, especially if you're a high income earner or planning to retire before age 59 and a half.

00:20:29 Rolling over 401k to IRA.

00:26:00 401k rollovers require careful planning.

00:30:37 Retirement plan management options.

00:35:24 Tech companies dominate market index.

00:40:29 Active management can pay off.

00:46:00 Proper asset allocation reduces risk.

00:50:05 Individual bond ladders offer stability.

00:55:00 Careful consideration before buying.

01:00:47 Real estate analysis for retirement.

01:04:30 Real estate investment options explained.

In this episode, Chad & Rob dive into the complex world of retirement income and strategies. From taxes and healthcare costs to investment withdrawal and Social Security, Chad breaks down the different phases of retirement and the financial considerations that come with each stage. He also discusses the importance of having a solid retirement plan, especially for those aged 55 and older with significant investable assets. Chad also highlights an upcoming event, the "Seven Tests of Retirement Readiness," where attendees can gain valuable insights and guidance on navigating the complexities of retirement. Whether you're looking to optimize your retirement income or make informed financial decisions, this episode offers valuable advice and expert insights from a seasoned financial planner.   Timestamps: 00:01:27 Retirement income strategies and phases. 00:05:08 Social Security benefits and taxes. 00:10:11 Consider bond laddering for safety. 00:15:00 Be cautious when rolling over a 401k into an IRA, especially if you're a high income earner or planning to retire before age 59 and a half. 00:20:29 Rolling over 401k to IRA. 00:26:00 401k rollovers require careful planning. 00:30:37 Retirement plan management options. 00:35:24 Tech companies dominate market index. 00:40:29 Active management can pay off. 00:46:00 Proper asset allocation reduces risk. 00:50:05 Individual bond ladders offer stability. 00:55:00 Careful consideration before buying. 01:00:47 Real estate analysis for retirement. 01:04:30 Real estate investment options explained.

Rob Black and Certified Financial Planner, Chad Burton, discuss important financial planning and wealth management issues. If you want to learn how to plan for retirement and do a better job managing your investment portfolio... this is the show for you.

Rob Black and Certified Financial Planner, Chad Burton, discuss important financial planning and wealth management issues. If you want to learn how to plan for retirement and do a better job managing your investment portfolio... this is the show for you.

New Focus on Wealth with Chad Burton

Filtering through the “noise” on Wall Street and pointing out the current market issues and news stories that truly affect your path to retirement. Sponsored by EP Wealth Advisors.

Filtering through the “noise” on Wall Street and pointing out the current market issues and news stories that truly affect your path to retirement. Sponsored by EP Wealth Advisors.

New Focus on Wealth

In this episode, Chad & Rob dive into the complex world of retirement income and strategies. From taxes and healthcare costs to investment withdrawal and Social Security, Chad breaks down the different phases of retirement and the financial...