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What if the real risk in retirement isn’t spending too much, but spending too little? This episode explores why many retirees hesitate to enjoy the money they’ve worked a lifetime to save, and how fear, planning gaps, and outdated assumptions shape those choices. Todd Kim unpacks the psychology behind retirement spending, the evolving role of annuities as personal pensions, and why guaranteed income can change how people view their savings. The conversation also looks beyond numbers, covering housing decisions, health realities, purposeful work, and the overlooked importance of having something to retire to, not just from. It’s a practical, candid look at how money, mindset, and meaning intersect later in life.

 

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.

What if the real risk in retirement isn&rsquo;t spending too much, but spending too little? This episode explores why many retirees hesitate to enjoy the money they&rsquo;ve worked a lifetime to save, and how fear, planning gaps, and outdated assumptions shape those choices. Todd Kim unpacks the psychology behind retirement spending, the evolving role of annuities as personal pensions, and why guaranteed income can change how people view their savings. The conversation also looks beyond numbers, covering housing decisions, health realities, purposeful work, and the overlooked importance of having something to retire&nbsp;to, not just from. It&rsquo;s a practical, candid look at how money, mindset, and meaning intersect later in life.
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For more information and to schedule a complimentary consultation with Todd Kim, visit <a href="https://galileowealth.com">https://galileowealth.com</a>.

Stay informed through insightful and timely conversations centered on building a secure financial future by subscribing and listening to the “Navigate Your Financial Future” podcast, hosted by Galileo Wealth founder Todd Kim. This show dives into the essentials of retirement planning, providing financial clarity and retirement wisdom from a team looking to put you and your needs first. Each episode features lively and engaging discussions that promotes financial literacy and empowers listeners to take control of their financial journey. Whether you're just starting to plan or refining your strategy, Todd uses his decades of experience to break down complex strategies and show how they can become actionable insights that fit your life and goals.

Stay informed through insightful and timely conversations centered on building a secure financial future by subscribing and listening to the &ldquo;Navigate Your Financial Future&rdquo; podcast, hosted by Galileo Wealth founder Todd Kim. This show dives into the essentials of retirement planning, providing financial clarity and retirement wisdom from a team looking to put you and your needs first. Each episode features lively and engaging discussions that promotes financial literacy and empowers listeners to take control of their financial journey. Whether you're just starting to plan or refining your strategy, Todd uses his decades of experience to break down complex strategies and show how they can become actionable insights that fit your life and goals.