The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent increases, tenant selection and how landlords can regain possession of a property.

But what do these reforms mean in practice for landlords and renters, and what should mortgage brokers be aware of when advising their buy-to-let clients?

In the latest episode of the Mortgage Insider podcast, host and property expert Phil Spencer is joined by Ben Beadle, Chief Executive of the National Residential Landlords Association, and Catherine Westerling, Executive Head of Residential Lettings UK at Hamptons, to consider what they mean for the private rented sector.

The discussion covers assured periodic tenancy agreements and Section 8 eviction grounds, alongside new landlord rent increase rules and growing tenant referencing problems. It also looks at the wider buy-to-let market, from the continuing imbalance between rental supply and demand to the growing use of buy-to-let company structures.

As the reforms become established, understanding their practical implications will become increasingly important, making this a timely discussion for advisers looking to meet a wider range of landlord needs.

This episode was recorded on July 3rd 2026

The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent increases, tenant selection and how landlords can regain possession of a property.
But what do these reforms mean in practice for landlords and renters, and what should mortgage brokers be aware of when advising their buy-to-let clients?
In the latest episode of the Mortgage Insider podcast, host and property expert Phil Spencer is joined by Ben Beadle, Chief Executive of the National Residential Landlords Association, and Catherine Westerling, Executive Head of Residential Lettings UK at Hamptons, to consider what they mean for the private rented sector.
The discussion covers assured periodic tenancy agreements and Section 8 eviction grounds, alongside new landlord rent increase rules and growing tenant referencing problems. It also looks at the wider buy-to-let market, from the continuing imbalance between rental supply and demand to the growing use of buy-to-let company structures.
As the reforms become established, understanding their practical implications will become increasingly important, making this a timely discussion for advisers looking to meet a wider range of landlord needs.
This episode was recorded on July 3rd 2026

The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.

The award-winning Mortgage Insider Podcast – brought to you by Barclays – is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.

Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.

This is an in-depth plunge into the world of mortgages, so listen and follow to find out moreabout the current mortgage market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario. 

The Mortgage Insider Podcast – you can’t afford to miss it.

 

The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.
The award-winning Mortgage Insider Podcast &ndash; brought to you by Barclays &ndash; is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.
Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.
This is an in-depth plunge into the world of mortgages, so listen and follow to find out more about the current mortgage&nbsp;market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario.&nbsp;
The Mortgage Insider Podcast &ndash; you can&rsquo;t afford to miss it.
&nbsp;

Mortgage Insider

This is the award-winning Mortgage Insider from Barclays. Renowned property expert and TV presenter Phil Spencer MBE guides you through the trials and tribulations of the housing world.

Every month, Phil is joined by industry leaders from the world of economics, financial services, house buying and home building. They take you beyond the headlines to help you navigate the evolving world of mortgage markets, sharing practical tips along the way.

Listen to find out more about the trends and developments in today's mortgage market, including the latest on changes to the housing buying process, what's new in new-build and how consumers are using AI.

This is the award-winning Mortgage Insider from Barclays. Renowned property expert and TV presenter Phil Spencer MBE guides you through the trials and tribulations of the housing world.
Every month, Phil is joined by industry leaders from the world of economics, financial services, house buying and home building. They take you beyond the headlines to help you navigate the evolving world of mortgage markets, sharing practical tips along the way.
Listen to find out more about the trends and developments in today's mortgage market, including the latest on changes to the housing buying process, what's new in new-build and how consumers are using AI.