Rajen Devadason is the CEO of corporate consultancy RD Wealth Creation, and is also a Securities Commission-licensed financial planner with Manulife Asset Management Services.



He answers some of your personal finance questions on Ringgit Ring-In:



Should I get a credit card? 
Is cash the best hedge for inflation?
How to make Gen-Ys care about saving for retirement?
What to do if you have no savings after working for a year?
If you had RM500,000, what is the best way to invest?

Rajen Devadason is the CEO of corporate consultancy RD Wealth Creation, and is also a Securities Commission-licensed financial planner with Manulife Asset Management Services. He answers some of your personal finance questions on Ringgit Ring-In: Should I get a credit card? Is cash the best hedge for inflation? How to make Gen-Ys care about saving for retirement? What to do if you have no savings after working for a year? If you had RM500,000, what is the best way to invest?

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