In this edition of Ringgit & Sense, Dawn Lai, CEO of RAM Credit Services, shares ways to mitigate the risks of data breaches as well as the wisdom of cultivating good financial habits, in order to have a high credit rating and to boost one’s appeal to obtain the best terms on financial products.

<p>In this edition of Ringgit &amp; Sense, Dawn Lai, CEO of RAM Credit Services, shares ways to mitigate the risks of data breaches as well as the wisdom of cultivating good financial habits, in order to have a high credit rating and to boost one&rsquo;s appeal to obtain the best terms on financial products.</p>

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