Think your portfolio’s too messy to fix? Think again. In this episode of Moore Money, Ryan Moore shares how second opinions, stress testing, and strategic bucket planning can transform your retirement outlook. From tax-free strategies like Roth conversions to building emergency and time-based income buckets, Ryan explains how to prepare for life’s “what-ifs” and why proper planning can help you retire in a zero percent tax bracket. Plus, meet P.D.—the office mascot who’s always ready for a squeaky toy break.

For more information, please visit tbsplanning.com!