Taxes aren’t “later”—they’re shaping every decision you make this year. Ryan Moore breaks down Roth conversions, the real difference between tax prep and tax planning, and why “taxes on sale” has a deadline. Hear when conversions can backfire, how IRMAA and capital gains surprise retirees, and why second opinions feel awkward—but reveal fees, liquidity gaps, and cookie‑cutter portfolios. Plus: simple health habits and why planning forward beats staring in the rearview mirror.

For more information, please visit tbsplanning.com!

Taxes aren&rsquo;t &ldquo;later&rdquo;&mdash;they&rsquo;re shaping every decision you make this year. Ryan Moore breaks down Roth conversions, the real difference between tax prep and tax planning, and why &ldquo;taxes on sale&rdquo; has a deadline. Hear when conversions can backfire, how IRMAA and capital gains surprise retirees, and why second opinions feel awkward&mdash;but reveal fees, liquidity gaps, and cookie‑cutter portfolios. Plus: simple health habits and why planning forward beats staring in the rearview mirror.
For more information, please visit&nbsp;<a href="https://tbsplanning.com/">tbsplanning.com</a>!

Each week, Ryan Moore focuses on some of the key pillars of retirement including income, social security, taxes, portfolio risk and more. Whether you're nearing retirement or already enjoying it, Ryan wants to help you preserve your assets while building income that lasts to and through your retirement.

Each week, Ryan Moore focuses on some of the key pillars of retirement including income, social security, taxes, portfolio risk and more. Whether you're nearing retirement or already enjoying it, Ryan wants to help you preserve your assets while building income that lasts to and through your retirement.