What if your financial “checkup” revealed more than you expected? In this episode, Ryan Moore unpacks the realities of debt in retirement, the myths and facts about Roth conversions, and why tax planning can make or break your legacy. From the challenges of passing wealth to the next generation to the importance of asking the right questions in your first financial appointment, discover how education and timing shape your financial future. Whether you’re debt-free or still paying down a mortgage, this conversation brings clarity to the choices that matter most.

For more information, please visit tbsplanning.com!