Saving for decades can make spending feel terrifying. Ryan Moore tackles “spendophobia,” the fear many retirees feel when it’s finally time to use their money. The discussion breaks down why income clarity matters more than account balances and how mindset shapes retirement satisfaction. From legacy choices to everyday spending confidence, this episode reframes what it means to enjoy what you’ve built.
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The Hidden Risks of One‑Size‑Fits‑All Retirement Advice
20:02

The Retirement Rules That Don’t Always Hold Up
17:24

The Retirement Myths That Refuse to Die
18:10