Hour 2- Monks and Merrill are talking to Glen Melnick, a USC Professor of Healthcare Finance, about Health premium costs. PLUS CA schools are closing and enrollment is plummeting across the state. AND lawmakers want to make meaningful alternatives to online-centric childhoods. We also talk Dr. Jared Cooney Horvath, author of The Digital Delusion :How Classroom Technology Harms Our Kids' Learning—and How to Help Them Thrive Again. It's all on KFIAM-640.