Steph Clarke is a question asker, monochrome-lover and life-long-learner.

After starting professional life as an accountant with EY in the UK, Steph quickly realised that spreadsheets did not satisfy her need for creativity. Cue a secondment to learning and development (a secondment she never left) where she discovered that designing and teaching audit related learning was much more fun than doing audits.

In 2018 Steph started her own business - firstly offering individual coaching and facilitation before focusing on team coaching and facilitation.  2020 served up the perfect opportunity to finally hone a skillset in graphic design. It's a tangible mix of creativity + business + communication.

Steph is podcast host of @stephsbizbookshelf.

Most people don’t have time to read the books they want to. Each week join Steph, a life-long bookworm, as she brings you the lessons from the best non-fiction books she’s read. Steph will share the ‘three big things’ the books taught her, favourite quotes and actions she’s implemented since reading the book. If you have an ever-growing pile of half-read books on your bedside table, this podcast is for you. Steph's Business Bookshelf; doing the reading so you don't have to. 
Connect with Steph here:

https://www.stephsbusinessbookshelf.com/

https://stephclarke.com/

https://www.linkedin.com/in/steph-clarke/

 

Super Superannuation Resources:

https://moneysmart.gov.au/how-super-works/superannuation-calculator

https://moneysmart.gov.au/how-super-works/mysuper-funds-list

 

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

Ideally we suggest you speak with a licensed financial planner and seek out personal advice!

Steph Clarke is a question asker, monochrome-lover and life-long-learner.
After starting professional life as an accountant with EY in the UK, Steph quickly realised that spreadsheets did not satisfy her need for creativity. Cue a secondment to learning and development (a secondment she never left) where she discovered that designing and teaching audit related learning was much more fun than doing audits.
In 2018 Steph started her own business - firstly offering individual coaching and facilitation before focusing on team coaching and facilitation.&nbsp; 2020 served up the perfect opportunity to finally hone a skillset in graphic design. It's a tangible mix of creativity + business + communication.
Steph is podcast host of <a href="https://www.stephsbusinessbookshelf.com/">@stephsbizbookshelf</a>.
Most people don&rsquo;t have time to read the books they want to. Each week join Steph, a life-long bookworm, as she brings you the lessons from the best non-fiction books she&rsquo;s read. Steph will share the &lsquo;three big things&rsquo; the books taught her, favourite quotes and actions she&rsquo;s implemented since reading the book. If you have an ever-growing pile of half-read books on your bedside table, this podcast is for you. Steph's Business Bookshelf; doing the reading so you don't have to.&nbsp;
<ul>
<li>Connect with Steph here:</li>
</ul>
<a href="https://www.stephsbusinessbookshelf.com/">https://www.stephsbusinessbookshelf.com/</a>
<a href="https://stephclarke.com/">https://stephclarke.com/</a>
<a href="https://www.linkedin.com/in/steph-clarke/">https://www.linkedin.com/in/steph-clarke/</a>
&nbsp;
Super Superannuation Resources:
<a href="https://moneysmart.gov.au/how-super-works/superannuation-calculator">https://moneysmart.gov.au/how-super-works/superannuation-calculator</a>
<a href="https://moneysmart.gov.au/how-super-works/mysuper-funds-list">https://moneysmart.gov.au/how-super-works/mysuper-funds-list</a>
&nbsp;
&nbsp;
Thanks for listening!&nbsp; We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!
&nbsp;
Check out more about us here:
<a href="http://www.moneymechanics.com.au">www.moneymechanics.com.au</a>
<a href="http://www.scottmalcolm.com.au">www.scottmalcolm.com.au</a>
<a href="https://www.platformplus.com.au/OfficeLegal.aspx?t=ozltyLOCOx3CUEprGCaV%2fv0Y5Vt2DhXlheKWWnXu7ziOrbFGhs4OES6xbWD9dkK4zsu%2bH9MFqmSRctEzB6KzTw%3d%3d">Check out our Financial Service Guide and Privacy Policy here.</a>
&nbsp;
Follow and like us on socials:
Instagram: <a href="https://www.instagram.com/moneymechanics/">@moneymechanics</a>
Twitter: <a href="https://twitter.com/MoneyMechanics">@moneymechanics</a>
&nbsp;
Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523
&nbsp;
General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person.&nbsp;
&nbsp;
Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. &nbsp;Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. &nbsp;Past performance of financial products is no assurance of future performance. &nbsp;Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. &nbsp;
&nbsp;
Ideally we suggest you speak with a licensed financial planner and seek out personal advice!

As human beings we share a commonality.  We are all born into the financial system in which we live.  On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt.

Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom.

I’m Scott Malcolm, I’ve always been curious to understand how things work.  When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad!

When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you.

What I have learnt and seen working with clients is that the Money stuff is no different.  If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future.

My aim of this podcast is to give you money insights as we ‘look under the hood’ and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life.

We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system.  While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience.

Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase.

I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life.

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

_

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.

Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

Ideally we suggest you speak with a licensed financial planner and seek out personal advice!

As human beings we share a commonality.&nbsp; We are all born into the financial system in which we live.&nbsp; On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt.
Welcome to Looking Under the Hood &ndash; a podcast all about helping you to unpacking money so you can move towards financial freedom.
I&rsquo;m Scott Malcolm, I&rsquo;ve always been curious to understand how things work.&nbsp; When I was a kid there was that one time, I pulled apart our family toaster to see how it worked &ndash; sorry again Mum and Dad!
When I became a financial planner &ndash; fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you.
What I have learnt and seen working with clients is that the Money stuff is no different.&nbsp; If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future.
My aim of this podcast is to give you money insights as we &lsquo;look under the hood&rsquo; and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life.
We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system.&nbsp; While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience.
Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase.
I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life.
Thanks for listening!&nbsp; We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!
_
Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523
General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person.&nbsp;
Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.
Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. &nbsp;Past performance of financial products is no assurance of future performance. &nbsp;Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. &nbsp;
Ideally we suggest you speak with a licensed financial planner and seek out personal advice!