In this episode of Unpacking Money, Scott Malcolm and Ara Jansen unpack what the post-Budget 2026 SMSF and LRBA conversation may mean for Australians considering property inside super.

We will slow down the headlines, explain why limited recourse borrowing arrangements require careful review, and explore the practical questions trustees should ask before establishing, refinancing, restructuring, or exiting an SMSF property strategy.

From residential property restrictions and business real property considerations to liquidity, cashflow, compliance and retirement purpose, this episode is a calm reminder that big financial decisions should be strategy-led, documented, and supported by personalised specialist advice.

Resources and Calculators:

https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf

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