MoneyMattersUSA® with Fred Saide
MoneyMattersUSA® with Fred Saide
Playlist by MoneyMattersUSA® with Fred SaideFred Saide discusses proper planning to and through retirement. His goal is to provide information on financial matters related to planning a successful retirement. Fred discusses everything from sa…226 clip(s) in playlist
Face the Challenges of Modern Retirement
Fred covers considerations of modern retirement and good strategies to meet the challenges. Some of the challenges discussed include longevity risk and sequence-of-returns risk. Fred also covers a good approach to savings rates, Social Security claiming, and whether to work longer or not. Fred r…
38:06
Avoiding Retirement Pitfalls: A Guide
In Episode 226 of Money Matters USA, Fred Saide discusses the critical aspects of retirement planning, emphasizing the importance of early saving, understanding investment risks, and the future of social security. He highlights common mistakes people make, such as withdrawing from retirement accoun…
42:00
Unlocking Tax Savings
In Episode 225 of Money Matters USA, Fred Saide discusses the common issue of individuals overpaying on their taxes due to a lack of awareness of available opportunities. He emphasizes the importance of separating business and personal finances to maximize tax efficiency. Additionally, he highlight…
35:49
Longevity Planning in Retirement
In Episode 224 of Money Matters USA, Fred discusses the critical issue of longevity risk in retirement planning. He emphasizes the importance of understanding how long individuals may live and the financial implications of that longevity. The conversation covers the need for comprehensive planning,…
35:25
Empowering Your Financial Decisions
In Episode 223 of Money Matters US, Fred Saide emphasizes the importance of taking control of your financial decisions. He discusses how individuals should focus on making their money work for them according to their personal goals, rather than being influenced by external pressures. The discussion…
42:55
Overcoming the Fear of Financial Insecurity
In Episode 222 of Money Matters USA, Fred Saide discusses the complexities of retirement planning, emphasizing the importance of having a structured plan to alleviate fears of financial insecurity. He explores the shift from pensions to personal responsibility, the role of Social Security, and the …
47:17
The 90 Plus Rule: Embracing Longevity
In Episode 221 of Money Matters USA, Fred Saide discusses the importance of planning for longevity in retirement, emphasizing the 90 Plus Rule, which highlights the likelihood of living into one's 90s. He explores financial strategies to ensure that assets last throughout a potentially extended ret…
38:47
Changes Coming in the Retirement Universe in 2026
Fred covers changes coming in 2026 that need to be considered in retirement planning. Changes include the extension of the 2017 tax rates, Medicare Part B projected cost hike, a higher estate tax exemption, the mandatory Roth catch-up rule, and a new, higher SALT deduction cap. Reach Fred at 800…
41:09
Navigating Retirement: Preparing for the Unexpected
In episode 219 of Money Matters USA, Fred Saide discusses the importance of preparing for unexpected life events in retirement, the rising costs of healthcare, and the looming crisis of long-term care. He emphasizes the need for contingency funds and realistic planning for healthcare expenses, part…
36:29
The Flip Side of the Retirement Record
In Episode 218 of Money Matters USA, Fred Saide continues his comparisons of the phases of retirement to the classic vinyl 45 record. Fred flips the record over which covers the second half of retirement and explains how planning changes some during this period. He talks about the need to prepare…
37:16