



Turn Retirement Savings Into Real Strategy
In Episode 230 of Money Matters USA, Fred Saide discusses the critical aspects of retirement planning, emphasizing the importance of early strategy formulation, understanding income distribution, and implementing effective tax strategies. He highlights the necessity of risk management, healthcare, …

Navigating Retirement in Your 50s
In Episode 229 of Money Matters USA, Fred Saide discusses essential strategies for individuals in their 50s to prepare for retirement. He emphasizes the importance of aligning retirement contributions with long-term goals, understanding risk exposure, and the necessity of healthcare and long-term c…

Essential Strategies for Financial Security
In Episode 228, Fred Saide discusses the critical components of retirement planning, emphasizing the importance of starting early, budgeting effectively, and understanding withdrawal strategies. He highlights the unique retirement options available for business owners and the value of professional …

Face the Challenges of Modern Retirement
Fred covers considerations of modern retirement and good strategies to meet the challenges. Some of the challenges discussed include longevity risk and sequence-of-returns risk. Fred also covers a good approach to savings rates, Social Security claiming, and whether to work longer or not. Fred r…

Avoiding Retirement Pitfalls: A Guide
In Episode 226 of Money Matters USA, Fred Saide discusses the critical aspects of retirement planning, emphasizing the importance of early saving, understanding investment risks, and the future of social security. He highlights common mistakes people make, such as withdrawing from retirement accoun…

Unlocking Tax Savings
In Episode 225 of Money Matters USA, Fred Saide discusses the common issue of individuals overpaying on their taxes due to a lack of awareness of available opportunities. He emphasizes the importance of separating business and personal finances to maximize tax efficiency. Additionally, he highlight…

Longevity Planning in Retirement
In Episode 224 of Money Matters USA, Fred discusses the critical issue of longevity risk in retirement planning. He emphasizes the importance of understanding how long individuals may live and the financial implications of that longevity. The conversation covers the need for comprehensive planning,…

Empowering Your Financial Decisions
In Episode 223 of Money Matters US, Fred Saide emphasizes the importance of taking control of your financial decisions. He discusses how individuals should focus on making their money work for them according to their personal goals, rather than being influenced by external pressures. The discussion…

Overcoming the Fear of Financial Insecurity
In Episode 222 of Money Matters USA, Fred Saide discusses the complexities of retirement planning, emphasizing the importance of having a structured plan to alleviate fears of financial insecurity. He explores the shift from pensions to personal responsibility, the role of Social Security, and the …

The 90 Plus Rule: Embracing Longevity
In Episode 221 of Money Matters USA, Fred Saide discusses the importance of planning for longevity in retirement, emphasizing the 90 Plus Rule, which highlights the likelihood of living into one's 90s. He explores financial strategies to ensure that assets last throughout a potentially extended ret…