Compared to the past two years, more positivity is expected in 2022 as the economy picks up, the job market warms up and wages go up. All these are good news for millennials who have languished in an uncertain economy since the pandemic started. David Fergusson, Co-Founder & Chief Executive Officer, Hugo shares how millennials in Singapore generally fare when it comes to their financial health and how a millennial should invest to ensure they have funds for retirement.