Buy Now, Pay Later or BNPL, has an influence over the world that is steadily increasing. It looks to mitigate risks of consumer over indebtedness. Atome, one of the pioneers of BNPL, is making changes in its framework to adapt to the new generation of consumers.

Rainal Lu, Head of Growth, Atome helps us understand more about the this and gives us insight into future of BNPL.

Buy Now, Pay Later or BNPL, has an influence over the world that is steadily increasing. It looks to mitigate risks of consumer over indebtedness. Atome, one of the pioneers of BNPL, is making changes in its framework to adapt to the new generation of consumers.
Rainal Lu, Head of Growth, Atome&nbsp;helps us understand more about the this and gives us insight into future of BNPL.

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.