Startups may dominate headlines, but SMEs remain the backbone of Singapore’s economy. So why are so many struggling to scale or survive beyond the founder?

On this episode of Mind Your Business, the Breakfast Show speaks with Daniel Charles, Founder & CEO of Sum Capital Partners, about acquiring and modernising traditional businesses, building shared systems across SMEs, and using AI as a strategic advantage.

Startups may dominate headlines, but SMEs remain the backbone of Singapore&rsquo;s economy. So why are so many struggling to scale or survive beyond the founder?
On this episode of Mind Your Business, the Breakfast Show speaks with Daniel Charles, Founder &amp; CEO of Sum Capital Partners, about acquiring and modernising traditional businesses, building shared systems across SMEs, and using AI as a strategic advantage.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Mind Your Business: Why most SMEs struggle to scale and how AI could change that

Interest rates have plateaued, long yields are easing, and capital is slowly returning to property markets. But is 2026 a true recovery year for real estate, or just selective strength?

Dan Koh sits down with Vijay Natarajan, Vice President, Real Estate & REITs, Equity Research, RHB Singapore to unpack the rate impact on property valuations, segment divergence across real estate, and the investment case behind co-living operator Coliwoo.

Interest rates have plateaued, long yields are easing, and capital is slowly returning to property markets. But is 2026 a true recovery year for real estate, or just selective strength?
Dan Koh sits down with Vijay Natarajan, Vice President, Real Estate &amp; REITs, Equity Research, RHB Singapore to unpack the rate impact on property valuations, segment divergence across real estate, and the investment case behind co-living operator Coliwoo.

Bigger Pic: Is real estate back in 2026 and why Coliwoo is on the radar

The New York Times is back in focus after Berkshire Hathaway disclosed a roughly 3% stake in the media company. Shares jumped following the news, adding to a strong 12-month rally driven by digital subscription and advertising growth.

Dan Koh and Audrey Siek break down why Warren Buffett’s move matters, how NYT’s business has transformed, and what investors should watch next.

The New York Times is back in focus after Berkshire Hathaway disclosed a roughly 3% stake in the media company. Shares jumped following the news, adding to a strong 12-month rally driven by digital subscription and advertising growth.
Dan Koh and Audrey Siek break down why Warren Buffett&rsquo;s move matters, how NYT&rsquo;s business has transformed, and what investors should watch next.

Companies To Watch: New York Times rallies after Berkshire Hathaway takes a stake

Under Budget 2026, Singapore will raise the qualifying salaries for Employment Pass and S Pass holders from 2027, alongside lifting the local qualifying salary and adjusting selected work permit levies. The changes are phased in, but they form part of a continued calibration of the foreign workforce framework. So, how might firms adjust their workforce mix? And what should businesses be reviewing now as the changes take effect from 2027?

Jod Gill, Partner, Deloitte SG Tax Services, joins the Breakfast Show to unpack what the Budget 2026 measures mean for employers on the ground.

For more Budget 2026 insights:

https://www.moneyfm893.sg/whats-on/budget-2026/

Under Budget 2026, Singapore will raise the qualifying salaries for Employment Pass and S Pass holders from 2027, alongside lifting the local qualifying salary and adjusting selected work permit levies. The changes are phased in, but they form part of a continued calibration of the foreign workforce framework. So, how might firms adjust their workforce mix? And what should businesses be reviewing now as the changes take effect from 2027?
Jod Gill, Partner, Deloitte SG Tax Services, joins the Breakfast Show to unpack what the Budget 2026 measures mean for employers on the ground.
For more Budget 2026 insights:
<a href="https://www.moneyfm893.sg/whats-on/budget-2026/">https://www.moneyfm893.sg/whats-on/budget-2026/</a>

Mind Your Business: Why most SMEs struggle to scale and how AI could change that

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