As credit conditions tighten and cost pressures remain elevated, Singapore’s SMEs are being tested on more than growth alone. Increasingly, survival is about judgment, discipline and knowing where to invest — and where not to.

The Breakfast Show invites Aditya Haripurkar, CEO of HitPay, to unpack how businesses are navigating this tougher environment, what responsible scaling really looks like today, and how SMEs should think about global expansion without overextending themselves.

As credit conditions tighten and cost pressures remain elevated, Singapore&rsquo;s SMEs are being tested on more than growth alone. Increasingly, survival is about judgment, discipline and knowing where to invest &mdash; and where not to.
The Breakfast Show invites Aditya Haripurkar, CEO of HitPay, to unpack how businesses are navigating this tougher environment, what responsible scaling really looks like today, and how SMEs should think about global expansion without overextending themselves.

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.