More than two years into a Covid-19 world, as global lockdowns forced people to stay home, customers have increasingly migrated to online channels, resulting in a dramatic surge in digital transactions and e-commerce spending. But how has customer loyalty behaviour changed due to the pandemic? And can new technologies such as AI, AR and Virtual Reality contributeto these industry developments? 

Aneesh Reddy, Founder & CEO, Capillary Technologies tells us more. 

More than two years into a Covid-19 world, as global lockdowns forced people to stay home, customers have increasingly migrated to online channels, resulting in a dramatic surge in digital transactions and e-commerce spending. But how has customer loyalty behaviour changed due to the pandemic? And can new technologies such as AI, AR and Virtual Reality contributeto these industry developments?&nbsp;
Aneesh Reddy, Founder &amp; CEO, Capillary Technologies tells us more.&nbsp;

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Let's Talk, Singapore

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Let's Talk, Singapore with Neil Humphreys and Audrey Siek

Mind Your Business: The evolvement of the loyalty market scene in the region, how new tech is contributing

Cycling is a regular part of Singapore’s roads, but the latest accident figures are raising questions about how safely we’re sharing them. 772 accidents involving cyclists were recorded in 2025, up nearly 25 per cent from the year before, with 17 fatalities. The increase also comes amid a broader deterioration in road safety, with overall traffic deaths hitting a 10-year high

What’s behind the increase? From cycling behaviour and road design to enforcement and the way motorists and cyclists interact, we look at where the biggest risks are and what needs more attention.

Steven Lim, President, Safe Cycling Task Force and David Ty, architect, member of SAMU (Safety for Active Mobility Users) join us to discuss how Singapore can make cycling safer without losing sight of the responsibilities of everyone on the road.

Cycling is a regular part of Singapore&rsquo;s roads, but the latest accident figures are raising questions about how safely we&rsquo;re sharing them. 772 accidents involving cyclists were recorded in 2025, up nearly 25 per cent from the year before, with 17 fatalities. The increase also comes amid a broader deterioration in road safety, with overall traffic deaths hitting a 10-year high
What&rsquo;s behind the increase? From cycling behaviour and road design to enforcement and the way motorists and cyclists interact, we look at where the biggest risks are and what needs more attention.
Steven Lim, President, Safe Cycling Task Force and David Ty, architect, member of SAMU (Safety for Active Mobility Users) join us to discuss how Singapore can make cycling safer without losing sight of the responsibilities of everyone on the road.

Singapore Unfiltered: "Helmets are not the priority when cycling" - What do you think? 

Construction is part and parcel of a growing Singapore, but imagine what it is like when the noise becomes impossible to escape. Some Punggol residents living beside works for the Cross Island Line extension say drilling and machinery have disrupted their sleep, studying and daily routines. 

But beyond being annoying, what does living with constant noise actually do to us? From our sleep and stress levels to our hearing and overall wellbeing, when does everyday city noise become noise pollution?

Construction is part and parcel of a growing Singapore, but imagine what it is like when the noise becomes impossible to escape. Some Punggol residents living beside works for the Cross Island Line extension say drilling and machinery have disrupted their sleep, studying and daily routines.&nbsp;
But beyond being annoying, what does living with constant noise actually do to us? From our sleep and stress levels to our hearing and overall wellbeing, when does everyday city noise become noise pollution?

Talk of the Town: What Damage Is A Noisy Singapore Doing to Us?

Getting hired used to be much simpler. Today, it's not unusual to go through multiple interviews, assessments and presentations before receiving an offer. We ask whether these lengthy hiring processes lead to better decisions, or simply leave candidates exhausted.

Join Neil Humphreys & Audrey Siek - LIVE every weekday at 7.05am for Breakfast Bites

Getting hired used to be much simpler. Today, it's not unusual to go through multiple interviews, assessments and presentations before receiving an offer. We ask whether these lengthy hiring processes lead to better decisions, or simply leave candidates exhausted.
Join Neil Humphreys &amp; Audrey Siek - LIVE every weekday at 7.05am for Breakfast Bites

Mind Your Business: The evolvement of the loyalty market scene in the region, how new tech is contributing

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