As Singapore introduced its fourth round of property cooling measures since December 2021, the HDB resale market faces new dynamics.

Key changes include a reduction in the loan-to-value (LTV) ratio for HDB loans and increased CPF Housing Grants for first-time buyers.

With fewer flats reaching their Minimum Occupation Period (MOP) this year, how will these measures impact buyer behaviour, market stability, and overall affordability?

An industry expert, Nicholas Mak, Chief Research Officer, mogul.sg weighs in on the potential effects and future trends.



Presented by  Audrey Siek

This podcast is produced and edited by Anthea Ng (nganthea@sph.com.sg)

She produces Mind Your Business, Biz-How-To and Breakfast Special segments on the Breakfast Show.

Do contact her for topics: C-Suite, SME, Startups, Health-tech, Sustainability, Property, Intergenerational Family Business, Industry Outlook, Fintech and trending businesses in town.

As Singapore introduced its fourth round of property cooling measures since December 2021, the HDB resale market faces new dynamics.
Key changes include a reduction in the loan-to-value (LTV) ratio for HDB loans and increased CPF Housing Grants for first-time buyers.
With fewer flats reaching their Minimum Occupation Period (MOP) this year, how will these measures impact buyer behaviour, market stability, and overall affordability?
An industry expert, Nicholas Mak, Chief Research Officer, mogul.sg weighs in on the potential effects and future trends.
 
Presented by  Audrey Siek
This podcast is produced and edited by Anthea Ng (<a href="mailto:nganthea@sph.com.sg">nganthea@sph.com.sg</a>)
She produces Mind Your Business, Biz-How-To and Breakfast Special segments on the Breakfast Show.
Do contact her for topics: C-Suite, SME, Startups, Health-tech, Sustainability, Property, Intergenerational Family Business, Industry Outlook, Fintech and trending businesses in town.

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.