Can empowering the marginalised become ASEAN’s next growth engine?

The Breakfast Show speaks with Izlyn Ramli, CEO of Maybank Foundation, on how the R.I.S.E. programme is turning disability and disadvantage into entrepreneurship and economic independence across the region.

Can empowering the marginalised become ASEAN&rsquo;s next growth engine?
The Breakfast Show speaks with Izlyn Ramli, CEO of Maybank Foundation, on how the R.I.S.E. programme is turning disability and disadvantage into entrepreneurship and economic independence across the region.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Mind Your Business: How inclusive entrepreneurship is shaping ASEAN’s economic future

Most adults in Singapore take supplements, but few can explain what’s actually inside their daily capsules. With confusing labels, vague marketing, and little transparency around sourcing, the wellness aisle has become one of the most opaque corners of consumer health.

In this episode, the Breakfast Show speaks to Joyce Tan, founder of Needful, about why the supplement category needed rethinking, how she built a brand grounded in radical transparency, and what her journey reveals about consumer trust, product design, and building a business with integrity in a crowded market.

Most adults in Singapore take supplements, but few can explain what&rsquo;s actually inside their daily capsules. With confusing labels, vague marketing, and little transparency around sourcing, the wellness aisle has become one of the most opaque corners of consumer health.
In this episode, the Breakfast Show speaks to Joyce Tan, founder of Needful, about why the supplement category needed rethinking, how she built a brand grounded in radical transparency, and what her journey reveals about consumer trust, product design, and building a business with integrity in a crowded market.

Mind Your Business: Building a business around honest nutrition

It's the end of the year, so review time is underway! The Breakfast Show breaks down the world’s biggest buzzwords, from Gen Alpha’s favourite “meaningless” catchphrase to the AI-powered future of writing code. Audrey and Ryan try their best to understand all the jargon!

 

Presented by Audrey Siek and Ryan Huang

Produced by Audrey Siek

Edited by Trisha Yeong

Photo and music credit: Pixabay & its talented community of contributors

It's the end of the year, so review time is underway! The Breakfast Show breaks down the world&rsquo;s biggest buzzwords, from Gen Alpha&rsquo;s favourite &ldquo;meaningless&rdquo; catchphrase to the AI-powered future of writing code. Audrey and Ryan try their best to understand all the jargon!
&nbsp;
Presented by Audrey Siek and Ryan Huang
Produced by Audrey Siek
Edited by Trisha Yeong
Photo and music credit: Pixabay &amp; its talented community of contributors

Breakfast Bites: Words of the Year 2025 -  We'll try not to 'rage-bait' you with 6-7.

With premiums for private health insurance rising sharply and medical bills climbing faster than wages, the Ministry of Health is rolling out major changes to Integrated Shield Plan riders from April 2026. New riders will no longer cover minimum deductibles, co-payment caps will double, and policyholders will take on a larger share of their bills, even as annual premiums are expected to fall by about 30 per cent.

What do these shifts mean for Singaporeans trying to balance affordability with adequate protection? Vincent Gan, Chartered Financial Consultant and Chartered Life Underwriter with 20 years experience in the financial services industry, joins the Breakfast Show to unpack how these reforms may shape everyday decisions around hospital choice, budgeting, and long-term healthcare planning.

With premiums for private health insurance rising sharply and medical bills climbing faster than wages, the Ministry of Health is rolling out major changes to Integrated Shield Plan riders from April 2026. New riders will no longer cover minimum deductibles, co-payment caps will double, and policyholders will take on a larger share of their bills, even as annual premiums are expected to fall by about 30 per cent.
What do these shifts mean for Singaporeans trying to balance affordability with adequate protection? Vincent Gan, Chartered Financial Consultant and Chartered Life Underwriter with 20 years experience in the financial services industry, joins the Breakfast Show to unpack how these reforms may shape everyday decisions around hospital choice, budgeting, and long-term healthcare planning.

Mind Your Business: How inclusive entrepreneurship is shaping ASEAN’s economic future

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Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

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