Singapore’s digital banking sector has been attracting much interest since regulators gave the green light for a wave of new banks. Many hopes that the development could help inject new life into an industry long dominated by big legacy players but will these new digital banks be a ‘game changer’ to the local banking scene? 

Charles Wong, CEO, GXS Bank tells us more on what digital banks can bring to the table and the challenges setting one up. 

Singapore’s digital banking sector has been attracting much interest since regulators gave the green light for a wave of new banks. Many hopes that the development could help inject new life into an industry long dominated by big legacy players but will these new digital banks be a ‘game changer’ to the local banking scene? 
Charles Wong, CEO, GXS Bank tells us more on what digital banks can bring to the table and the challenges setting one up.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Mind Your Business: Challenges building a digital bank from scratch, has GXS succeeded?

The Winter Olympics 2026 are in full swing - and that means our favourite winter sports are back in the spotlight!

Now, curling may not be as popular as the likes of snowboarding, figure skating, or freestyle skiing, but it's idiosyncracies may pique your interest!

Emaad, Ryan and Audrey dive into the basic rules and some fun facts on Curling is Cool Day!

 

Presented by Emaad Akhtar, Ryan Huang & Audrey Siek

Produced by Emaad Akhtar

Edited by Dan Koh

Music credit: Pixabay & its talented community of contributors

The Winter Olympics 2026 are in full swing - and that means our favourite winter sports are back in the spotlight!
Now, curling may not be as popular as the likes of snowboarding, figure skating, or freestyle skiing, but it's idiosyncracies may pique your interest!
Emaad, Ryan and Audrey dive into the basic rules and some fun facts on Curling is Cool Day!
&nbsp;
Presented by Emaad Akhtar, Ryan Huang &amp; Audrey Siek
Produced by Emaad Akhtar
Edited by Dan Koh
Music credit: Pixabay &amp; its talented community of contributors

Breakfast Bites: Curling 101 - fun facts you may not know about this winter sport!

Singapore’s retail sector is facing intensifying pressure. While nearly 90% of registered retail entities are locally owned, the rapid expansion of Chinese brands across F&B, fashion, beauty and lifestyle has sharpened competition in malls and prime retail spaces. But beyond brand visibility, the real strain lies in a cost environment and competitive model that increasingly rewards scale, speed and capital strength.

Dr Lawrence Loh, Director of the Centre for Governance and Sustainability at NUS Business School, joins the Breakfast Show to examine whether this moment marks a passing competitive wave or a longer-term reset of Singapore’s retail landscape, and what it will take for local SMEs to stay resilient in a market that is evolving faster than ever.

Singapore&rsquo;s retail sector is facing intensifying pressure. While nearly 90% of registered retail entities are locally owned, the rapid expansion of Chinese brands across F&amp;B, fashion, beauty and lifestyle has sharpened competition in malls and prime retail spaces. But beyond brand visibility, the real strain lies in a cost environment and competitive model that increasingly rewards scale, speed and capital strength.
Dr Lawrence Loh, Director of the Centre for Governance and Sustainability at NUS Business School, joins the Breakfast Show to examine whether this moment marks a passing competitive wave or a longer-term reset of Singapore&rsquo;s retail landscape, and what it will take for local SMEs to stay resilient in a market that is evolving faster than ever.

Morning Shot: China’s Retail Wave - Are Singapore SMEs Being Crowded Out?

Jessica Min, Travel Trends & Destinations Expert, Skyscanner shares the biggest hurdles Singaporeans face when planning their overseas vacations, the most popular cheap destinations for 2026, how travellers can maximize value on short trips, and whether there really is a cheapest day to fly.

Produced & Presented by: Emaad Akhtar

Jessica Min, Travel Trends &amp; Destinations Expert, Skyscanner&nbsp;shares the biggest hurdles Singaporeans face when planning their overseas vacations, the most popular cheap destinations for 2026, how travellers can maximize value on short trips, and whether there really is a cheapest day to fly.
Produced &amp; Presented by: Emaad Akhtar

Mind Your Business: Challenges building a digital bank from scratch, has GXS succeeded?

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