As the Singapore FinTech Festival returns for 2025, the industry stands at a crossroads where AI is transforming how we bank and invest, digital assets are gaining mainstream traction, and sustainability is reshaping what it means to innovate responsibly. Kenneth Gay, Chief FinTech Officer at the Monetary Authority of Singapore, joins us for a behind-the-scenes look at what to expect this year, from the big themes driving FinTech’s next chapter to how Singapore is charting its path as a global hub for trusted, inclusive financial innovation.