A budgeting rule has been making the rounds... it’s called the 50/30/20 rule.  WIth this model, 50% of your pay goes to needs, 30% to wants, and 20% to savings.

But in today’s economy, cost of living, inflation and so on, do we need to make some adjustments?

Join us as we break down how budgeting advice is evolving and how you can tweak the numbers to fit your financial reality. 



Presented by Audrey Siek & Ryan Huang

Produced and Edited by Audrey Siek 

Music and photo credits: Pixabay & its talented community of contributors

A budgeting rule has been making the rounds... it’s called the 50/30/20 rule.  WIth this model, 50% of your pay goes to needs, 30% to wants, and 20% to savings.
But in today’s economy, cost of living, inflation and so on, do we need to make some adjustments?
Join us as we break down how budgeting advice is evolving and how you can tweak the numbers to fit your financial reality. 
 
Presented by Audrey Siek &amp; Ryan Huang
Produced and Edited by Audrey Siek 
Music and photo credits: Pixabay &amp; its talented community of contributors

From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

Start your day with the stories shaping Singapore — and your place in it.

Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention.

And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let’s Talk, Singapore keeps you informed, connected, and ready for the day ahead.

Start your day with the stories shaping Singapore &mdash; and your place in it.
Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what&rsquo;s happening &mdash; and what&rsquo;s worth your attention.
And it&rsquo;s not just talk &mdash; it&rsquo;s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shaping the discussion in real time. With a mix of clarity, curiosity, and personality, Let&rsquo;s Talk, Singapore keeps you informed, connected, and ready for the day ahead.