Annually, Singapore tops yet another global list for being the most expensive place in the world to own a car.

With COEs hitting new highs, a typical family car easily costs up to S$250,000 to maintain. We ask the big question: is a car here a luxury… or something families actually need? We break down the numbers, compare global habits, and debate whether policies should make it easier for families to own their first car. 

Presented by Audrey Siek, Ryan Huang & Emaad Akhtar

Produced by Audrey Siek

Edited by Trisha Yeong

Music credit: Pixabay & its talented community of contributors

Annually, Singapore tops yet another global list for being the most expensive place in the world to own a car.
With COEs hitting new highs, a typical family car easily costs up to S$250,000 to maintain. We ask the big question: is a car here a luxury&hellip; or something families actually need? We break down the numbers, compare global habits, and debate whether policies should make it easier for families to own their first car.&nbsp;
Presented by Audrey Siek, Ryan Huang &amp; Emaad Akhtar
Produced by Audrey Siek
Edited by Trisha Yeong
Music credit: Pixabay &amp; its talented community of contributors

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Breakfast Bites: Is owning a car in Singapore a necessity or a luxury?

Starting a fashion brand sounds glamorous, until you realise how much of it has nothing to do with design.

Join The Breakfast Show as they speak with Jing Chan, founder of Sensibilities, about the misconceptions people have about starting a fashion label, and the lessons she’s learned building a business in a high-cost, highly competitive market like Singapore.

Starting a fashion brand sounds glamorous, until you realise how much of it has nothing to do with design.
Join The Breakfast Show as they speak with Jing Chan, founder of Sensibilities, about the misconceptions people have about starting a fashion label, and the lessons she&rsquo;s learned building a business in a high-cost, highly competitive market like Singapore.

Mind Your Business: How Jing Chan built sensibilities as a young founder

PepsiCo has reported a strong start to 2026, beating expectations on revenue and earnings while maintaining its full-year guidance. Price cuts on key snack brands, stronger beverage trends, and a broader brand refresh helped improve volumes, especially in North America.

In this episode of Companies to Watch, Dan Koh and Ryan Huang break down PepsiCo’s latest earnings, the turnaround efforts shaping the business, and the risks still facing the company.

PepsiCo has reported a strong start to 2026, beating expectations on revenue and earnings while maintaining its full-year guidance. Price cuts on key snack brands, stronger beverage trends, and a broader brand refresh helped improve volumes, especially in North America.
In this episode of Companies to Watch, Dan Koh and Ryan Huang break down PepsiCo&rsquo;s latest earnings, the turnaround efforts shaping the business, and the risks still facing the company.

Companies To Watch: PepsiCo starts 2026 strong as snack volumes recover 

The recent conflict in the Middle East has triggered fresh volatility in global energy markets, but beyond the immediate price shocks, it’s also exposing just how dependent modern economies remain on fragile, imported energy systems. For Singapore, where most of our electricity is generated from imported natural gas, the question isn’t just about costs, but about vulnerability.

In this episode of Morning Shot, the Breakfast Show speaks with Jeffery Tan, Group General Counsel and Chief Sustainability Officer at Jardine Cycle & Carriage, to unpack why going green is not just a climate issue but a resilience strategy, how energy shocks are reshaping the way we think about efficiency and risk, and what this means for Singapore’s economic security going forward.

The recent conflict in the Middle East has triggered fresh volatility in global energy markets, but beyond the immediate price shocks, it&rsquo;s also exposing just how dependent modern economies remain on fragile, imported energy systems. For Singapore, where most of our electricity is generated from imported natural gas, the question isn&rsquo;t just about costs, but about vulnerability.
In this episode of Morning Shot, the Breakfast Show speaks with Jeffery Tan, Group General Counsel and Chief Sustainability Officer at Jardine Cycle &amp; Carriage, to unpack why going green is not just a climate issue but a resilience strategy, how energy shocks are reshaping the way we think about efficiency and risk, and what this means for Singapore&rsquo;s economic security going forward.

Breakfast Bites: Is owning a car in Singapore a necessity or a luxury?

In 2 playlist(s)

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Social links

Follow podcast

Recent clips