You hope you’ll never need it — but when life throws a curveball, an emergency fund can make all the difference. 

In this episode, we break down what an emergency fund really is, how much you should have, where to keep it, and how to build one even if money feels tight. 

 

Presented by Audrey Siek & Emaad Akhtar

Produced by Audrey Siek

Edited by Trisha Yeong

Photo and music credit: Pixabay & its talented community of contributors

You hope you&rsquo;ll never need it &mdash; but when life throws a curveball, an emergency fund can make all the difference.&nbsp;
In this episode, we break down what an emergency fund really is, how much you should have, where to keep it, and how to build one even if money feels tight.&nbsp;
&nbsp;
Presented by Audrey Siek &amp; Emaad Akhtar
Produced by Audrey Siek
Edited by Trisha Yeong
Photo and music credit: Pixabay &amp; its talented community of contributors

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Breakfast Bites: Emergency funds - How much Is enough?

It is no secret that exercising - be it walking, running or strength training - has great cardiovascular and other long-term health benefits.

But studies show that playing tennis has a particularly positive impact on lengthening lifespan because of the sport's unique blend of physical, social and cognitive challenges. 

Tune in to Breakfast Bites to find out more!


Presented by Emaad Akhtar, Ryan Huang & Audrey Siek

Produced by Emaad Akhtar

Edited by Trisha Yeong

Music credit: Pixabay & its talented community of contributors

It is no secret that exercising - be it walking, running or strength training - has great cardiovascular and other long-term health benefits.
But studies show that playing tennis has a particularly positive impact on lengthening lifespan because of the sport's unique blend of physical, social and cognitive challenges.&nbsp;
Tune in to Breakfast Bites to find out more!
 Presented by Emaad Akhtar, Ryan Huang &amp; Audrey Siek
Produced by Emaad Akhtar
Edited by Trisha Yeong
Music credit: Pixabay &amp; its talented community of contributors

Breakfast Bites: Want to add years to your life? Playing tennis might be the answer!

With rents high and margins tight, Singapore SMEs face a delicate balance between growth and prudence. 

Aaron Koh, General Manager of Statrys joins The Breakfast Show to unpack sector-specific risks in F&B, services and trading, and how better financial visibility can mean the difference between scaling and shutting down.

With rents high and margins tight, Singapore SMEs face a delicate balance between growth and prudence.&nbsp;
Aaron Koh, General Manager of Statrys joins The Breakfast Show to unpack sector-specific risks in F&amp;B, services and trading, and how better financial visibility can mean the difference between scaling and shutting down.

Mind Your Business: The SME survival playbook for 2026

HDB’s February 2026 sales exercise saw over 9,000 flats on offer, but BTO application rates have dipped again, while Sale of Balance Flats are drawing stronger interest. Are buyers getting pickier, or are we seeing a deeper shift in sentiment? We unpack the trends with Christine Sun, Chief Researcher and Strategist at Realion Group.

Produced and Presented by Audrey Siek

HDB&rsquo;s February 2026 sales exercise saw over 9,000 flats on offer, but BTO application rates have dipped again, while Sale of Balance Flats are drawing stronger interest. Are buyers getting pickier, or are we seeing a deeper shift in sentiment? We unpack the trends with Christine Sun, Chief Researcher and Strategist at Realion Group.
Produced and Presented by Audrey Siek

Breakfast Bites: Emergency funds - How much Is enough?

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Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

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