When someone says the words “I have debts to pay” or “I’m in debt” - usually we think… not good things? We often think of debt as a dirty word — something to avoid.

But not all debt is created equal. Some kinds of debt can actually help you build wealth, open doors, and improve your quality of life… if you manage them wisely.

 

Presented by Audrey Siek & Ryan Huang

Produced by Audrey Siek

Edited by Trisha Yeong 

Photo and music credit: Pixabay & its talented community of contributors

When someone says the words &ldquo;I have debts to pay&rdquo; or &ldquo;I&rsquo;m in debt&rdquo; - usually we think&hellip; not good things? We often think of debt as a dirty word &mdash; something to avoid.
But not all debt is created equal. Some kinds of debt can actually help you build wealth, open doors, and improve your quality of life&hellip; if you manage them wisely.
&nbsp;
Presented by Audrey Siek &amp; Ryan Huang
Produced by Audrey Siek
Edited by Trisha Yeong&nbsp;
Photo and music credit: Pixabay &amp; its talented community of contributors

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Breakfast Bites: Believe it or not, there is such a thing as "good debt". But you gotta be careful.

As 2025 draws to a close, markets are navigating a volatile mix of AI disruption, geopolitics and macro uncertainty. China’s GPU challengers MetaX and Moore Threads are raising fresh questions about Nvidia’s long-term dominance, just as the threat of tighter U.S. trade restrictions looms over the chip sector. Add a delayed U.S. GDP report and thin year-end liquidity, and investors are being forced to reassess positioning into the final week of the year. Oriano Lizza, Sales Trader at CMC Markets Singapore, shares his view on tech and AI, near-term market risks, and the key themes shaping investor strategy heading into 2026.

Produced/Presented: Ryan Huang

As 2025 draws to a close, markets are navigating a volatile mix of AI disruption, geopolitics and macro uncertainty. China&rsquo;s GPU challengers MetaX and Moore Threads are raising fresh questions about Nvidia&rsquo;s long-term dominance, just as the threat of tighter U.S. trade restrictions looms over the chip sector. Add a delayed U.S. GDP report and thin year-end liquidity, and investors are being forced to reassess positioning into the final week of the year. Oriano Lizza, Sales Trader at CMC Markets Singapore, shares his view on tech and AI, near-term market risks, and the key themes shaping investor strategy heading into 2026.
Produced/Presented: Ryan Huang

Bigger Pic: Cracks in the AI Crown? Nvidia, China’s GPU Push and the Road to 2026

Preventive health is a fast-growing industry in Asia, but one still struggling with fragmented data and unclear guidance.

The Breakfast Show invites Hari V. Krishnan, Co-Founder & CEO of Genie Health, to discuss how lessons from building billion-user tech platforms are now being applied to healthcare, and why successful health innovation requires trust, behaviour design and long-term thinking.

Preventive health is a fast-growing industry in Asia, but one still struggling with fragmented data and unclear guidance.
The Breakfast Show invites Hari V. Krishnan, Co-Founder &amp; CEO of Genie Health, to discuss how lessons from building billion-user tech platforms are now being applied to healthcare, and why successful health innovation requires trust, behaviour design and long-term thinking.

Mind Your Business: How technology leaders are rebuilding preventive healthcare

Cash flow remains the heartbeat of every small business, yet in today’s climate of volatile tariffs, higher operating costs and unpredictable payment cycles, many SMEs are finding it difficult to keep liquidity steady. 

According to the 2022 ASEAN SME Transformation Study by UOB, Accenture and Dun & Bradstreet, 82% of business failures are linked to poor cash-flow management, serving as a reminder of how vulnerable SMEs can be when funds are left idle or visibility over cash positions is weak.

Kelvin, Co-founder and Group CEO, Funding Societies and Dennis Poh, Founder and Managing Partner of Legatcy Consulting LLP, join the Breakfast Show to explore what smarter cash management looks like today, from segmenting working capital to using digital treasury tools and short-term instruments, and how SMEs can build stronger financial resilience.

Cash flow remains the heartbeat of every small business, yet in today&rsquo;s climate of volatile tariffs, higher operating costs and unpredictable payment cycles, many SMEs are finding it difficult to keep liquidity steady.&nbsp;
According to the 2022 ASEAN SME Transformation Study by UOB, Accenture and Dun &amp; Bradstreet, 82% of business failures are linked to poor cash-flow management, serving as a reminder of how vulnerable SMEs can be when funds are left idle or visibility over cash positions is weak.
Kelvin, Co-founder and Group CEO, Funding Societies and Dennis Poh, Founder and Managing Partner of Legatcy Consulting LLP, join the Breakfast Show to explore what smarter cash management looks like today, from segmenting working capital to using digital treasury tools and short-term instruments, and how SMEs can build stronger financial resilience.

Breakfast Bites: Believe it or not, there is such a thing as "good debt". But you gotta be careful.

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Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

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