Kelvin Wong, Senior Market Analyst, OANDA, dissects DBS' third quarter earnings results. He weighs in on whether the numbers outperformed expectations; whether rising net interest margins have peaked; how higher interest rates will impact the outlook for loans; the momentum in the wealth management and cards segment; and how investors should approach the digital disruptions that DBS has been facing.



Presented by Ryan Huang

Podcast edited by Emaad Akhtar (eakhtar@sph.com.sg)

Kelvin Wong, Senior Market Analyst, OANDA, dissects DBS' third quarter earnings results. He weighs in on whether the numbers outperformed expectations; whether rising net interest margins have peaked; how higher interest rates will impact the outlook for loans; the momentum in the wealth management and cards segment; and how investors should approach the digital disruptions that DBS has been facing.
 
Presented by Ryan Huang
Podcast edited by Emaad Akhtar (<a href="mailto:nganthea@sph.com.sg">eakhtar@sph.com.sg</a>)

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Bigger Picture: Have DBS' rising net interest margins peaked?

It’s the end of an era on The Breakfast Show on MoneyFM 89.3.

After more than two and a half years, Ryan and Audrey take a walk down memory lane as we mark the end of the show (and welcome in a new program), before flipping the script and interviewing each other for the very first time.

Expect candid moments, untold stories, and a look ahead at what’s next!

It&rsquo;s the end of an era on&nbsp;The Breakfast Show on MoneyFM 89.3.
After more than two and a half years, Ryan and Audrey take a walk down memory lane as we mark the end of the show (and welcome in a new program), before flipping the script and interviewing each other for the very first time.
Expect candid moments, untold stories, and a look ahead at what&rsquo;s next!

The Final Breakfast Show: Ryan and Audrey turn the tables

Ryan puts on his quizmaster hat for the last time!

Don't worry, you'll still hear from us every day; but after more than two and a half years, MoneyFM 89.3 is making some changes to programming, and we are taking the morning to say goodbye to the Breakfast Show with Ryan and Audrey (and Emaad!).

 

Ryan puts on his quizmaster hat for the last time!
Don't worry, you'll still hear from us every day; but after more than two and a half years, MoneyFM 89.3 is making some changes to programming, and we are taking the morning to say goodbye to the Breakfast Show with Ryan and Audrey (and Emaad!).
&nbsp;

Breakfast Quiz: Goodbye! We take a walk down memory lane with Ryan

Cyberattacks have come a long way,  from nuisance malware a decade ago to highly coordinated operations powered by artificial intelligence. Today, attackers can automate ransomware campaigns, scan for vulnerable systems at scale, and even mimic human behaviour to slip past security checks. For many businesses, especially SMEs, the risks are no longer theoretical but immediate and costly.

In this episode of Morning Shot, the Breakfast Show speaks with Sebastian Phua, Head of Business Strategy at Delta Underwriting, who brings an “offense-informed” perspective shaped by hands-on experience as a Certified Ethical Hacker.

Cyberattacks have come a long way,&nbsp; from nuisance malware a decade ago to highly coordinated operations powered by artificial intelligence. Today, attackers can automate ransomware campaigns, scan for vulnerable systems at scale, and even mimic human behaviour to slip past security checks. For many businesses, especially SMEs, the risks are no longer theoretical but immediate and costly.
In this episode of Morning Shot, the&nbsp;Breakfast Show speaks with Sebastian Phua, Head of Business Strategy at Delta Underwriting, who brings an &ldquo;offense-informed&rdquo; perspective shaped by hands-on experience as a Certified Ethical Hacker.

Bigger Picture: Have DBS' rising net interest margins peaked?

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Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

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