HDB’s February 2026 sales exercise saw over 9,000 flats on offer, but BTO application rates have dipped again, while Sale of Balance Flats are drawing stronger interest. Are buyers getting pickier, or are we seeing a deeper shift in sentiment? We unpack the trends with Christine Sun, Chief Researcher and Strategist at Realion Group.

Produced and Presented by Audrey Siek

HDB&rsquo;s February 2026 sales exercise saw over 9,000 flats on offer, but BTO application rates have dipped again, while Sale of Balance Flats are drawing stronger interest. Are buyers getting pickier, or are we seeing a deeper shift in sentiment? We unpack the trends with Christine Sun, Chief Researcher and Strategist at Realion Group.
Produced and Presented by Audrey Siek

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Bigger Pic: BTO applications down — What’s next for HDB buyers?

With rents high and margins tight, Singapore SMEs face a delicate balance between growth and prudence. 

Aaron Koh, General Manager of Statrys joins The Breakfast Show to unpack sector-specific risks in F&B, services and trading, and how better financial visibility can mean the difference between scaling and shutting down.

With rents high and margins tight, Singapore SMEs face a delicate balance between growth and prudence.&nbsp;
Aaron Koh, General Manager of Statrys joins The Breakfast Show to unpack sector-specific risks in F&amp;B, services and trading, and how better financial visibility can mean the difference between scaling and shutting down.

Mind Your Business: The SME survival playbook for 2026

Rising tensions involving Iran have pushed oil prices higher, renewing concerns about global growth and inflation. For Singapore, a small and energy importing economy, the impact could ripple from consumer prices to trade, shipping and financial markets. As the Government signals it may reassess GDP forecasts if the conflict persists, how exposed is Singapore really and where are the key pressure points. Selena Ling, Chief Economist, OCBC Bank unpacks the risks to growth, sector vulnerabilities and the policy response ahead.

Produced/Presented: Ryan Huang

Image: tetracarbon from Pixabay

Rising tensions involving Iran have pushed oil prices higher, renewing concerns about global growth and inflation. For Singapore, a small and energy importing economy, the impact could ripple from consumer prices to trade, shipping and financial markets.&nbsp;As the Government signals it may reassess GDP forecasts if the conflict persists, how exposed is Singapore really and where are the key pressure points.&nbsp;Selena Ling, Chief Economist, OCBC Bank unpacks the risks to growth, sector vulnerabilities and the policy response ahead.
Produced/Presented: Ryan Huang
Image: tetracarbon from Pixabay

Bigger Pic: How Iran Tensions Could Hit Singapore

As Singapore approaches “super-aged” status, healthcare is no longer just about treatment, it’s about prevention, active ageing, and holistic wellbeing.

On Mind Your Business, The Breakfast Show invites Tan Lay Kheng, Chief Operating Officer (COO) of St. Andrew’s Community Hospital to discuss how community hospitals are adapting to rising demand, how mental and physical health are becoming equally prioritised, and what Singaporeans should understand about living well for longer.

As Singapore approaches &ldquo;super-aged&rdquo; status, healthcare is no longer just about treatment, it&rsquo;s about prevention, active ageing, and holistic wellbeing.
On Mind Your Business, The Breakfast Show invites&nbsp;Tan Lay Kheng, Chief Operating Officer (COO) of St. Andrew&rsquo;s Community Hospital to discuss how community hospitals are adapting to rising demand, how mental and physical health are becoming equally prioritised, and what Singaporeans should understand about living well for longer.

Bigger Pic: BTO applications down — What’s next for HDB buyers?

In 2 playlist(s)

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Social links

Follow podcast

Recent clips