Kelvin Teo, co-founder and CEO of SME digital financing platform Funding Societies, discusses how the rate easing cycle kicked off by the Federal Reserve is translating into borrowing costs and activities. 

Produced/Presented: Ryan Huang

Kelvin Teo, co-founder and CEO of SME digital financing platform Funding Societies, discusses how the rate easing cycle kicked off by the Federal Reserve is translating into borrowing costs and activities. 
Produced/Presented: Ryan Huang

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start to your work day with Ryan Huang, Emaad Akhtar and Audrey Siek from 6am to 9am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.

In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore&rsquo;s first and only Business and Personal Finance station. MONEY FM is a 24-hour English talk format station featuring local and international business and financial news. We provide you with financial market and currency updates and insights from analysts, economists, policy makers, industry experts and business owners.
In the lighter hours, listen to discussions on social issues and features on topics that include health, education, arts and music.

MONEY FM 89.3 is Singapore’s first and only Business and Personal Finance station.

MONEY FM 89.3

Insightful discussions on the latest market events and the top companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 

Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Get a head start on your workday with Ryan Huang, Emaad Akhtar and Audrey Siek from 6 am to 9 am. 
Listen to insightful discussions on the stories and issues that matter the most to you and be apprised of the markets and the companies to watch.

Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek (6am-9am)

Bigger Pic: Are SMEs borrowing more as rates go down?

It has been about a month since Budget 2026 was delivered and the Committee of Supply debates have wrapped up. But beyond the headline measures, what are the early signals emerging for businesses, workers and the broader economy?

Ryan Huang moderates a panel with Shawn Huang, Senior Parliamentary Secretary for Finance & Manpower, Lee Sze Yeng, Managing Partner, KPMG in Singapore, Ang Yuit, President at ASME, and Max Loh, Vice-Chair, Singapore Institute of Directors.

From workforce upskilling and AI readiness to SME support and procurement opportunities, the conversation looks at what businesses and workers should be watching in the months ahead.

Watch the full discussion on MONEY FM 89.3's YouTube channel: https://youtu.be/_ZIxGRaoCY8

It has been about a month since Budget 2026 was delivered and the Committee of Supply debates have wrapped up. But beyond the headline measures, what are the early signals emerging for businesses, workers and the broader economy? Ryan Huang moderates a panel with Shawn Huang, Senior Parliamentary Secretary for Finance &amp; Manpower, Lee Sze Yeng, Managing Partner, KPMG in Singapore, Ang Yuit, President at ASME, and Max Loh, Vice-Chair, Singapore Institute of Directors.
From workforce upskilling and AI readiness to SME support and procurement opportunities, the conversation looks at what businesses and workers should be watching in the months ahead. Watch the full discussion on MONEY FM 89.3's YouTube channel: <a href="https://youtu.be/_ZIxGRaoCY8" data-saferedirecturl="https://www.google.com/url?q=https://youtu.be/_ZIxGRaoCY8&amp;source=gmail&amp;ust=1773352627426000&amp;usg=AOvVaw2LZAxiL-DsrfxnR5pYKL_a">https://youtu.be/_ZIxGRaoCY8</a>

Budget 2026 Roundtable: A month in, what’s actually changing?

Tuition is now a $1.8 billion industry in Singapore fuelled by parental anxiety and an increasingly competitive education landscape. But when centres advertise “90% distinctions” or “ex-MOE teachers”, how much context are parents actually getting?

The Ministry of Education is working with the advertising industry to develop a code of conduct aimed at curbing questionable marketing practices in the sector. Could a standardised disclosure panel raise transparency without over-regulating the market?

Associate Professor Kelvin Law, Nanyang Business School, Division of Accounting at Nanyang Technological University joins the Breakfast Show to unpack why selective disclosure can be misleading even when technically true, and what higher advertising standards could mean for the broader education system.

Tuition is now a $1.8 billion industry in Singapore fuelled by parental anxiety and an increasingly competitive education landscape. But when centres advertise &ldquo;90% distinctions&rdquo; or &ldquo;ex-MOE teachers&rdquo;, how much context are parents actually getting?
The Ministry of Education is working with the advertising industry to develop a code of conduct aimed at curbing questionable marketing practices in the sector. Could a standardised disclosure panel raise transparency without over-regulating the market?
Associate Professor Kelvin Law, Nanyang Business School, Division of Accounting at Nanyang Technological University joins the Breakfast Show to unpack why selective disclosure can be misleading even when technically true, and what higher advertising standards could mean for the broader education system.

Morning Shot: Are Tuition Centres Overselling Success?

The practice of married couples sleeping in separate rooms isn’t new, but it’s being discussed more frequently today.

Some couples in Singapore are also experimenting with what’s known as a “sleep divorce” — choosing to sleep apart to improve sleep quality and, in turn, reduce potential tensions that can arise between partners.

A 2025 survey found that 49 percent of Singaporean respondents have tried sleeping separately from their partners, and 64 percent of them reported improved sleep quality.

Listen in to find out more!

 

Presented by Emaad Akhtar & Ryan Huang

Produced by Emaad Akhtar

Edited by Trisha Yeong

Music credit: Pixabay & its talented community of contributors

The practice of married couples sleeping in separate rooms isn&rsquo;t new, but it&rsquo;s being discussed more frequently today.
Some couples in Singapore are also experimenting with what&rsquo;s known as a &ldquo;sleep divorce&rdquo; &mdash; choosing to sleep apart to improve sleep quality and, in turn, reduce potential tensions that can arise between partners.
A 2025 survey found that 49 percent of Singaporean respondents have tried sleeping separately from their partners, and 64 percent of them reported improved sleep quality.
Listen in to find out more!
&nbsp;
Presented by Emaad Akhtar &amp; Ryan Huang
Produced by Emaad Akhtar
Edited by Trisha Yeong
Music credit: Pixabay &amp; its talented community of contributors

Bigger Pic: Are SMEs borrowing more as rates go down?

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